404 Vine Arden Rd, Morganton, NC 28655 Property Records

Burke County property record for 404 Vine Arden Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 848 sqft · built 1945
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Feb 2025)
Tax Bill$333 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN2704520450

Property Details

APN / Parcel Number

Primary APN2704520450
Alternative APN
  • 2294

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area848 sqft Living Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area204 sqft
Shed1 Shed
Shed Area600 sqft
Pole Barn270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address404 VINE ARDEN RD
CityMORGANTON
StateNC
Zip28655-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description404 VINE ARDEN RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group5
Census Block5013
Census Tract20600

Owner

404 Vine Arden Rd is owned by two individuals who bought it in February 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address2020 US 70 W, MORGANTON, NC 28655-9248
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2025 · Amount on File
Deed SaleFeb 11, 2025 · Amount on File
Deed Document Number2025208
Deed Book / Page2789 / 328
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address404 VINE ARDEN RD, MORGANTON, NC 28655-2744
Document Number0022830250
Book / Page002283 / 000250
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedOct 30, 2017
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 VINE ARDEN RD MORGANTON NC 286552744, MORGANTON, NC 28655-2744

Mortgage

Document Number0022830250
DateMar 16, 2017
Book Page002283/000250
Instrument2368
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 404 Vine Arden Rd was $333, up 7.8% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333.00 (+7.77%)$41,653 (+1.03%) Land $6,906 Building $34,747$41,653 (+1.03%) Land $6,906 Building $34,747
2025$309.00$41,229 Land $6,906 Building $34,323$41,229 Land $6,906 Building $34,323
2023$118.00$38,257 Land $6,906 Building $31,351$38,257 Land $6,906 Building $31,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Vine Arden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Vine Arden Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Compas X-Stream
Fiber · Cable
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Vine Arden Rd

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