404 Vessel Dr, Middletown, DE 19709 Property Records

New Castle County property record for 404 Vessel Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$578,350 (Apr 2025)
Tax Bill	$212 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2023 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`13-013.42-047`

Property Details

APN / Parcel Number

Primary APN	`13-013.42-047`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	404 VESSEL DR
City	MIDDLETOWN
State	DE
Zip	19709-9880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Subdivision	BOYDS CORNER FARM
Legal Lot Number	54
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3000
Census Tract	16612

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE REVOCABLE TRUST OF LOUISE W OWENSBY
Apr 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT MORTGAGE CO
Apr 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT MORTGAGE CO
Apr 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 21, 2025	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 26, 2024	Deed, Transfer
May 1, 2024	Correction Deed
Jan 3, 2024	Special Warranty Deed, Transfer
Dec 21, 2023	Deed in Lieu of Foreclosure, Foreclosure
Dec 21, 2019	Deed of Trust, Mortgage NVR
Aug 30, 2018	Deed of Trust, Mortgage KARINS ENGINEERING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Dec 26, 2024 · Amount on File
Deed Document Number	202525275
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000066649
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083949
Date	Jul 22, 2021
Instrument	20210722-0083949

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077865
Date	Nov 20, 2023
Instrument	20231120-0077865

Lender

Name	THE REVOCABLE TRUST OF LOUISE W OWENSBY
Type	Private Party
Address	19653 ISLAND COURT DR, BOCA RATON, FL 33434

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020955
Date	Apr 4, 2024
Instrument	20240404-0020955

Lender

Name	INDEPENDENT MORTGAGE CO
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020959
Date	Apr 4, 2024
Instrument	20240404-0020959

Lender

Name	INDEPENDENT MORTGAGE CO
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 AUDUBON TRL, MIDDLETOWN, DE 19709-9845

Mortgage

Document Number	0000028532
Date	Apr 30, 2025
Instrument	20250430-0028532

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15276

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 16, 2025
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000066649
Map Reference	DOC 20151014-0052570
Instrument Date	Sep 3, 2025
Instrument	20250916-0066649
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880

Mortgage

Document Number	0000066653
Date	Sep 16, 2025
Instrument	20250916-0066653

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 21, 2025
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000025275
Map Reference	DOC 20151014-0052570
Instrument Date	Apr 16, 2025
Instrument	20250421-0025275
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880

Mortgage

Document Number	0000025279
Date	Apr 21, 2025
Instrument	20250421-0025279

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 26, 2024
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000087119
Map Reference	DOC 20151014-0052570
Instrument Date	Dec 16, 2024
Instrument	20241226-0087119
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WRANGLE HILL RD STE 210, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

May 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 1, 2024
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000027458
Map Reference	DOC 20151014-0052570
Instrument Date	Apr 29, 2024
Instrument	20240501-0027458
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19653 ISLAND COURT DR, BOCA RATON, FL 33434-5153

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 3, 2024
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000000495
Map Reference	DOC 20151014-0052570
Instrument Date	Dec 22, 2023
Instrument	20240103-0000495
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E MAIN ST, MIDDLETOWN, DE 19709-1449
Investor	Possibly a Property Investor

December 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 21, 2023
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000085134
Map Reference	DOC 20151014-0052570
Instrument Date	Nov 16, 2023
Instrument	20231221-0085134
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19653 ISLAND COURT DR, BOCA RATON, FL 33434-5153

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000013354
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 VESSEL DR MIDDLETOWN DE 19709, MIDDLETOWN, DE 19709

Mortgage

Document Number	0000013354
Date	Feb 18, 2020
Instrument	13354

Lender

Name	NVR
Address	2500 WRANGLE HILL RD, BEAR, DE 19701-3836

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	404 VESSEL DR, MIDDLETOWN, DE 19709-9880
Document Number	0000045972
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 VESSEL DR MIDDLETOWN DE 19709, MIDDLETOWN, DE 19709

Mortgage

Document Number	0000045972
Date	Sep 7, 2018
Instrument	45972

Lender

Name	KARINS ENGINEERING INC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$723,500 (+14,665.31%) Land $119,200 Building $604,300
2024	$212.00 (+21.84%)	$4,900 (-) Land $4,900
2023	$174.00	$4,900 Land $4,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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