Miami County property record for 404 Valor Dr, Covington, OH 45318 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,061 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $67,000 (1989) |
| Tax Bill | $2,558.00 (2025) |
| Primary APN | H19-011468 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,061 sqft Living Area |
| 1st Floor | 4,122 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 101 ft x 96 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 250 sqft Patio |
| Porch Area | 195 sqft Porch |
| Canopy Area | 255 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 404 VALOR DR |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1747 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL-1192 103.50' |
| Legal Subdivision | INLOT ONE |
| Legal Lot Number | 1192 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-011468
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 VALOR DR, COVINGTON, OH 45318-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LENDING FORCE LLC |
| Aug 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 1989 · Amount on Record |
| Deed Sale | May 09, 1989 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 404 VALOR DR, COVINGTON, OH 45318-1747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 VALOR DR, COVINGTON, OH 45318-1747 |
| Document Number | 0000014691 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025OR-14691 |
| Name | LENDING FORCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 50 W BIG BEAVER RD STE 300, TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 404 VALOR DR, COVINGTON, OH 45318-1747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008934 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023OR-08934 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,558.00 (+8.53%) Homeowner's exemption | $84,710 (+34.59%) Land $11,940 Building $72,770 | $242,000 (+34.59%) Land $34,100 Building $207,900 |
| 2024 | $2,357.00 (+3.83%) Homeowner's exemption | $62,940 (-) Land $12,920 Building $50,020 | |
| 2023 | $2,270.00 (-3.45%) Homeowner's exemption | $62,940 (-) Land $12,920 Building $50,020 | $179,800 (-) Land $36,900 Building $142,900 |
| 2022 | $2,351.00 Homeowner's exemption | $62,940 Land $12,920 Building $50,020 | $179,800 Land $36,900 Building $142,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures