404 Valley St, Stanley, NC 28164 Property Records

Gaston County property record for 404 Valley St, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1920
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Oct 2020)
Tax Bill$1,263 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN133796

Property Details

APN / Parcel Number

Primary APN133796

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area880 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 VALLEY ST
CitySTANLEY
StateNC
Zip28164-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSTANLEY MILLS INC L 62 08 004 090 00 000
Legal SubdivisionSTANLEY HILLS
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group3
Census Block3013
Census Tract30205

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1203 WARE AVE, GASTONIA, NC 28052-1924
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Book / Page5166 / 2486
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateOct 22, 2020
Property Address404 VALLEY ST, STANLEY, NC 28164-1554
Document Number0051662486
Book / Page005166 / 002486
Instrument DateOct 22, 2020
Transaction TypeTransfer
Record UpdatedMar 4, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 WARE AVE GASTONIA NC 280521924, GASTONIA, NC 28052-1924

Mortgage

Document Number51662488
DateOct 22, 2020
Book Page005166/002488
Lender
NameM&M PROPERTY MANAGEMENT
Address918 UPPER SPENCER, STANLEY, NC 28164
Agreement
AmountAmount Recorded
Term180 Months
DueOct 21, 2035

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,263.00 (-0.24%)$116,010 (+0.73%) Land $18,500 Building $97,510
2023$1,266.00$115,170 Land $18,500 Building $96,670
2021$65,850 Land $14,000 Building $51,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STANLEY
serves 5,750 people · EPA ID NC0136035
Water SourcePurchased surface water from CITY OF MOUNT HOLLY
Last State InspectionFeb 2024
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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