404 Union St, Bloomington, IL 61701 Property Records

McLean County property record for 404 Union St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,095 sqft · built 1910
Lot Size	0.042 acres (1,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2025)
Tax Bill	$2,610 (2024)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-33-356-013`

Property Details

APN / Parcel Number

Primary APN	`14-33-356-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	1,255 sqft
1st Floor Area	622 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	1,820 sqft (0.042 acres)
Lot Dimensions	55 ft deep x 33 ft wide
View / Lot	Lake Front
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 UNION ST
City	BLOOMINGTON
State	IL
Zip	61701-1674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CO CLERKS SUB PT MAJORS SEMINARY ADD W33 E99 N55 LOT 25
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	CLERKS SUB
Legal Lot Number	25
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1017
Census Tract	1303

Owner

Source: McLean County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 KENNETH DR, LEXINGTON, IL 61753-1006
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Transfer on Death Deed, Transfer MCLEAN COUNTY TITLE
Oct 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MATTHEW KOENIGER
Jul 19, 2022	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Oct 28, 2022
Deed Document Number	20259701
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0000019337
Record Updated	Oct 29, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 28, 2022
Property Address	404 UNION ST, BLOOMINGTON, IL 61701-1674
Document Number	202200019337
Instrument Date	Oct 24, 2022
Instrument	2022-00019337
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 N LIVINGSTON ST, 1207, BLOOMINGTON, IL 61701-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 PARK PL, EVANSTON, IL 60201-4910

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 28, 2022
Property Address	404 UNION ST, BLOOMINGTON, IL 61701-1674
Document Number	202200019335
Instrument Date	Oct 4, 2022
Instrument	2022-00019335
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 N LIVINGSTON ST, BLOOMINGTON, IL 61701-1534

Mortgage

Document Number	202200019336
Date	Oct 28, 2022
Instrument	2022-00019336

Lender

Name	MATTHEW KOENIGER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 19, 2022
Property Address	404 UNION ST, BLOOMINGTON, IL 61701-1674
Document Number	202200012708
Instrument Date	Jul 11, 2022
Instrument	2022-00012708
Transaction Type	Foreclosure
Record Updated	Jul 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 N ROOSEVELT AVE, BLOOMINGTON, IL 61701-2767

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,927 (+28.02%) Land $4,411 Building $30,516	$104,781 (+28.02%) Land $13,233 Building $91,548
2024	$2,610.00 (+14.47%)
2023	$2,280.00 (+0.93%)	$27,282 (+2.62%) Land $3,446 Building $23,836	$81,846 (+2.62%) Land $10,338 Building $71,508
2022	$2,259.00	$26,585 Land $3,358 Building $23,227	$79,755 Land $10,074 Building $69,681

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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