404 Union Pointe Ln, Lexington, NC 27295 Property Records

Davidson County property record for 404 Union Pointe Ln, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,983 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Apr 2025)
Tax Bill	$1,440 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-012-B-000-0023`

Property Details

APN / Parcel Number

Primary APN	`03-012-B-000-0023`
Alternative APNs	`9067554` `9266114` `9282158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,983 sqft Total Area
1st Floor Area	1,415 sqft
Basement Area	719 sqft
Finished Basement	719 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	84 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9282158
Street Address	404 UNION POINTE LN
City	LEXINGTON
State	NC
Zip	27295-6492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB26-4 L23 BK2695-1913 UNION POINTE
Legal Subdivision	UNION POINTE SEC 02
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1000
Census Tract	60301

Owner

404 Union Pointe Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 UNION POINTE LN, LEXINGTON, NC 27295-6492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Document Number	20256151
Deed Book / Page	2695 / 1913
Prior Transfer Date	Aug 19, 2013
Prior Transfer Doc	0021151877
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Dec 2, 2022
Property Address	404 UNION POINTE LN, LEXINGTON, NC 27295-6492
Document Number	0025781661
Book / Page	2578 / 1661
Map Reference	MB 26 PG 4&5
Instrument Date	Nov 30, 2022
Instrument	2022026178
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 HICKORY HILLS LN, LEXINGTON, NC 27295-6497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 UNION POINTE LN, LEXINGTON, NC 27295-6492

Mortgage

Document Number	2022026179
Date	Dec 2, 2022
Instrument	2022026179

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

Tax Assessment & Valuation

The 2026 property tax bill for 404 Union Pointe Ln was $1,440, up 1% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,440.00 (+10.01%)	$217,000 (+4.44%)	$217,000 (+4.44%) Land $48,000 Building $169,000
2025	$1,309.00	$207,780	$207,780 Land $48,000 Building $159,780
2023	$1,329.00	$207,780	$207,780 Land $48,000 Building $159,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Union Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Union Pointe Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20