404 Traffic Ave N, Frederic, WI 54837 Property Records

Polk County property record for 404 Traffic Ave N, Frederic, WI 54837

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Aug 2019)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-00259-0000`

Property Details

APN / Parcel Number

Primary APN	`126-00259-0000`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	404 TRAFFIC AVE N
City	FREDERIC
State	WI
Zip	54837-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60' OF W 130' LOT N BLK 18 FIRST ADDITION
Legal Block	18
Legal Lot Number	N
Jurisdiction	POLK WI
Township / Civil Division	FREDERIC
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 TRAFFIC AVE N, FREDERIC, WI 54837-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · ARM BANK FIVE NINE
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage LOENSER HOLDINGS TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	874737
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	404 TRAFFIC AVE N, FREDERIC, WI 54837-8949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883957
Date	Jun 30, 2020
Instrument	883957

Lender

Name	BANK FIVE NINE
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 26, 2019
Property Address	404 TRAFFIC AVE N, FREDERIC, WI 54837-8949
Document Number	0000874737
Instrument Date	Aug 22, 2019
Instrument	874737
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	POLK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000874738
Date	Aug 26, 2019
Instrument	874738

Lender

Name	LOENSER HOLDINGS TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Frederic Village
Unified School District	Frederic School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00 (+323.16%) Homeowner's exemption	$96,300 (+297.93%) Land $12,500 Building $83,800	$98,100 (+142.22%) Land $12,734 Building $85,366
2023	$272.00 Homeowner's exemption	$24,200 Land $9,500 Building $14,700	$40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERIC WATERWORKS serves 1,241 people · EPA ID WI6490337
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starwire Technologies Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Lakeland Communications Cable · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Siren Telephone Company.

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