404 Timber Trl, Talking Rock, GA 30175 Property Records

Pickens County property record for 404 Timber Trl, Talking Rock, GA 30175

Property Summary

Property TypeRural Home
Details2.5 ba · 1,836 sqft · built 1999
Lot Size30.1 acres (1,314,205 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Jan 2024)
Tax Bill$6,174 (2025)
Deeds & MortgagesFeb 2026 Sale
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-054-002

Property Details

APN / Parcel Number

Primary APN020-054-002
Alternative APN
  • 15377

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,836 sqft Heated Area
1st Floor Area1,836 sqft
Basement Area184 sqft
Finished Basement184 sqft
Unfinished Basement1,836 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2019
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,314,205 sqft (30.1 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area360 sqft
Patio Area320 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number15377
Street Address404 TIMBER TRL
CityTALKING ROCK
StateGA
Zip30175-3808
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionDIST12 LL169 30.17AC HOUSE
JurisdictionPICKENS GA
Township / Civil DivisionTALKING ROCK
Census Block Group4
Census Block4020
Census Tract50300

Owner

Source: Pickens County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 TIMBER TRL, TALKING ROCK, GA 30175-3808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Warranty Deed, Transfer
Jan 5, 2024Warranty Deed, Transfer · Conventional Mortgage
NEXBANK
Jan 19, 2021Deed of Trust, Mortgage
ITHINK FIN'L CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleJul 17, 1998 · Amount on Record
Deed Book / Page1386 / 925
Last Transfer DateFeb 20, 2026
Transfer Doc0014650603
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPICKENS GA
Recording DateFeb 24, 2026
Property Address404 TIMBER TRL, TALKING ROCK, GA 30175-3808
Document Number0014650603
Book / Page1465 / 603
Instrument DateFeb 20, 2026
Transaction TypeTransfer
Record UpdatedMar 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 TIMBER TRL, TALKING ROCK, GA 30175-3808

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPICKENS GA
Recording DateJan 5, 2024
Property Address404 TIMBER TRL, TALKING ROCK, GA 30175-3808
Document Number0013860925
Book / Page1386 / 925
Instrument DateJan 5, 2024
Transaction TypeTransfer
Record UpdatedMar 8, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1150 OLD TALKING ROCK HWY, TALKING ROCK, GA 30175-3818

Mortgage

Document Number0001386930
DateJan 5, 2024
Instrument1386/930
Lender
NameNEXBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKENS GA
Property Address1150 OLD TALKING ROCK HWY, TALKING ROCK, GA 30175-3818
Document Number0012570358
Instrument DateJan 19, 2021
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1150 OLD TALKING ROCK HWY TALKING ROCK GA 301753818, TALKING ROCK, GA 30175-3818

Mortgage

Document Number0012570358
DateFeb 8, 2021
Book Page001257/000358
Lender
NameITHINK FIN'L CU
AddressDELRAY BEACH, FL 33445
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 7, 2036

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyPickens County
Unified School DistrictPickens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,174.00 (-1.48%)$340,929 (+8.86%) Land $158,097 Building $182,832$852,323 (+8.86%) Land $395,243 Building $457,080
2023$6,267.00 (+101.77%) Homeowner's exemption$313,178 (+105.06%) Land $110,812 Building $202,366$782,946 (+105.06%) Land $277,030 Building $505,916
2022$3,106.00 Homeowner's exemption$152,724 Land $72,612 Building $80,112$381,811 Land $181,530 Building $200,281

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timber Trl

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