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404 Temple St, Inverness, FL 34452 Property Records

Citrus County property record for 404 Temple St, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,591 sqft · built 1987
Lot Size0.217 acres (9,468 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Nov 2018)
Tax Bill$1,468 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02510-036.0

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02510-036.0
Alternative APNs
  • 2119S20E0020025100360
  • 1777534

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,591 sqft Living Area
1st Floor Area1,591 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,468 sqft (0.217 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage Area420 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area144 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1777534
Old Parcel Number2119S20E0020025100360
Street Address404 TEMPLE ST
CityINVERNESS
StateFL
Zip34452-6825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR MED DENSITY RESIDENT
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 36 & 37 BLK 251
Legal Range20E
Legal Township19S
Legal Section20
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block251
Legal Lot Number36-37 37
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1034
Census Tract451103

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 TEMPLE ST, INVERNESS, FL 34452-6825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2018Warranty Deed, Transfer · VA Mortgage
PLANET HM LNDG
Dec 28, 2017Deed of Trust, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2018 · Amount on Record
Deed SaleNov 5, 2018 · Amount on Record
Prior SaleAug 31, 2004 · Amount on Record
Deed Document Number2018055865
Deed Book / Page2937 / 1670
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 5, 2018
Property Address404 TEMPLE ST, INVERNESS, FL 34452-6825
Document Number0029371670
Book / Page002937 / 001670
Instrument DateMay 14, 2018
Instrument55865
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 TEMPLE ST INVERNESS FL 344526825, INVERNESS, FL 34452-6825

Mortgage

Document Number29371657
DateNov 5, 2018
Book Page002937/001657
Instrument55864
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address404 TEMPLE ST, INVERNESS, FL 34452-6825
Document Number0028731651
Book / Page002873 / 001651
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 GIBSON ST LEESBURG FL 347484048, LEESBURG, FL 34748-4048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,468.00 (+6.69%) Homeowner's exemption Additional exemption filed$183,156 (-2.9%) Land $7,760 Building $175,396$183,156 (-2.9%) Land $7,760 Building $175,396
2024$1,376.00 (+2.99%) Homeowner's exemption Additional exemption filed$188,618 (+0.5%) Land $7,120 Building $181,498$188,618 (+0.5%) Land $7,120 Building $181,498
2023$1,336.00 (+6.88%) Homeowner's exemption Additional exemption filed$187,686 (+10.31%) Land $6,400 Building $181,286$187,686 (+10.31%) Land $6,400 Building $181,286
2022$1,250.00 Homeowner's exemption Additional exemption filed$170,142 Land $5,520 Building $164,622$170,142 Land $5,520 Building $164,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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