404 Tallow Tree Dr, Pensacola, FL 32506 Property Records

Escambia County property record for 404 Tallow Tree Dr, Pensacola, FL 32506

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,512 sqft · built 2017
Lot Size	0.75 acres (32,687 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Aug 2015)
Tax Bill	$2,210 (2024)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`17-2S-31-5000-080-003`

Property Details

APN / Parcel Number

Primary APN	`17-2S-31-5000-080-003`
Alternative APNs	`093972610` `93972610`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Other
Lot Area	32,687 sqft (0.75 acres)
Garage Area	540 sqft
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	93972610
Street Address	404 TALLOW TREE DR
City	PENSACOLA
State	FL
Zip	32506-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	NLY 50 FT OF LT 8 & SLY 50 FT OF LT 9 BLK C SHANGRI-LA PLACE S/D PB 9 P 8 A/B OR 7395 P 1951 LESS MINERAL RIGHTS
Legal Range	31W
Legal Township	02S
Legal Section	17
Legal Subdivision	SHANGRI LA PLACE
Legal Block	C
Legal Lot Number	80
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1010
Census Tract	2701

Owner

404 Tallow Tree Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	404 TALLOW TREE DR, PENSACOLA, FL 32506-6120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on File
Deed Sale	Aug 25, 2015 · Amount on File
Prior Sale	Feb 9, 2015 · Amount on File
Deed Document Number	201564590
Deed Book / Page	7395 / 1951
Prior Transfer Date	Mar 27, 2013
Prior Transfer Doc	0069931108
Record Updated	Jun 8, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	404 TALLOW TREE DR, PENSACOLA, FL 32506-6120
Document Number	0077220270
Book / Page	007722 / 000270
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 TALLOW TREE DR PENSACOLA FL 325066120, PENSACOLA, FL 32506-6120

Mortgage

Document Number	0077220270
Date	Jun 1, 2017
Book Page	007722/000270
Instrument	41484

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,712	$326,600 Land $30,000 Building $296,600
2024	$2,210.00 (+0.91%)
2023	$2,190.00 (+2.53%) Homeowner's exemption	$195,980 (+3%)	$313,978 (+15%) Land $30,000 Building $283,978
2022	$2,136.00 Homeowner's exemption	$190,272	$273,036 Land $17,000 Building $256,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Tallow Tree Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 228 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	144 (1987–2023)
Claims Outside the SFHA	45 of 144
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 45 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 26 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Tallow Tree Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20