404 SW Elm Rd, Estacada, OR 97023 Property Records

Clackamas County property record for 404 SW Elm Rd, Estacada, OR 97023

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.153 acres (6,649 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (May 2012)
Tax Bill	$1,967 (2025)
Deeds & Mortgages	Jun 2026 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34E29AA06301`

Property Details

APN / Parcel Number

Primary APN	`34E29AA06301`
Alternative APN	`05001053`

Interior

Full Baths	1 Bath

Exterior

Lot Area	6,649 sqft (0.153 acres)

Location & Zoning

Account Number	05001053
Street Address	404 SW ELM RD
City	ESTACADA
State	OR
Zip	97023-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	569 ESTACADA LAKE LTS 246 - 248
Legal Range	4E
Legal Township	3S
Legal Section	29
Legal Subdivision	ESTACADA LAKE
Legal Lot Number	246
Jurisdiction	CLACKAMAS OR
Township / Civil Division	ESTACADA
Census Block Group	1
Census Block	1023
Census Tract	24200

Owner

404 SW Elm Rd is owned and occupied by an individual who acquired it in April 2026.

Source: Clackamas County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	404 SW ELM RD, ESTACADA, OR 97023-9002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Apr 15, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2012 · Amount on File
Deed Sale	May 17, 2012 · Amount on File
Prior Sale	Feb 12, 2007 · Amount on File
Deed Document Number	201230795
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000015359
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 9, 2026
Property Address	404 SW ELM RD, ESTACADA, OR 97023-9002
Document Number	0000024234
Instrument Date	Jun 8, 2026
Instrument	202624234
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SW ELM RD, ESTACADA, OR 97023-9002

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	404 SW ELM RD, ESTACADA, OR 97023-9002
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091408
Date	Oct 12, 2021
Instrument	2021-091408

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 15, 2026
Property Address	404 SW ELM RD, ESTACADA, OR 97023-9002
Document Number	0000015359
Instrument Date	Apr 10, 2026
Instrument	202615359
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SW ELM RD, ESTACADA, OR 97023-9002

Mortgage

Document Number	0000015362,
Date	Apr 15, 2026
Instrument	202615362

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 404 SW Elm Rd was $1,967.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Estacada City
Unified School District	Estacada School District 108 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,967.00	$134,157	$221,614 Land $145,824 Building $75,790
2023	$1,997.00	$126,457	$213,848 Land $137,428 Building $76,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 SW Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 SW Elm Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESTACADA serves 5,750 people · EPA ID OR4100279
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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