404 SW 12th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 404 SW 12th St, Okeechobee, FL 34974

Property Summary

Property TypeVacant Land
Lot Size0.419 acres (18,252 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Aug 2025)
Tax Bill$444 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-21-37-35-0070-00010-0020

Property Details

APN / Parcel Number

Primary APN3-21-37-35-0070-00010-0020

Exterior

Lot Area18,252 sqft (0.419 acres)
Lot Dimensions126 ft deep x 145 ft wide

Location & Zoning

Street Address404 SW 12TH ST
CityOKEECHOBEE
StateFL
Zip34974-5254
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionOSCEOLA PARK (PLAT BOOK 2 PAGE 99) LOT 2 & 15 FEET ALLEY LYING BETWEEN LOTS 2 & 3 (ORB 85 PG 583)
Legal Lot Number2,15
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group4
Census Block4054
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address404 SW 12TH ST, OKEECHOBEE, FL 34974-5254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Deed Document Number0000009493
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 27, 2025
Property Address404 SW 12TH ST, OKEECHOBEE, FL 34974-5254
Document Number0000009493
Map ReferenceMB 2 PG 99
Instrument DateAug 27, 2025
Instrument2025009493
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1411 SW 5TH AVE, OKEECHOBEE, FL 34974-5017

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SW 12TH ST, OKEECHOBEE, FL 34974-5254

Mortgage

Document Number0000009494
DateAug 27, 2025
Instrument2025009494
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$444.00 (+20.33%)$28,348 (+28.79%) Land $28,348$28,348 (+28.79%) Land $28,348
2023$369.00 (+15.31%)$22,011 (+43.48%) Land $22,011$22,011 (+43.48%) Land $22,011
2022$320.00$15,341 Land $15,341$15,341 Land $15,341

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2012–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on SW 12th St

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