404 Suttle St, Shelby, NC 28150 Property Records

Cleveland County property record for 404 Suttle St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	996 sqft · built 1963
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on Record
Tax Bill	$447 (2026)
Deeds & Mortgages	Jan 2022 Transfer Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17285`

Property Details

APN / Parcel Number

Primary APN	`17285`
Alternative APNs	`1327847` `1344880` `1367570`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	996 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1367570
Street Address	404 SUTTLE ST
City	SHELBY
State	NC
Zip	28150-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Description	LOT SUTTLE ST
Legal Subdivision	CHARLES A HOEY DEVELOPMENT
Legal Block	2
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3040
Census Tract	951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 223, SHELBY, NC 28151-0223
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Intrafamily Transfer, Transfer
Jan 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 22, 2024
Transfer Doc	0019341368
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 24, 2022
Property Address	404 SUTTLE ST, SHELBY, NC 28150-4533
Document Number	0018631127
Book / Page	1863 / 1127
Map Reference	MB 2 PG 79
Instrument Date	Jan 7, 2022
Instrument	200067470
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223, SHELBY, NC 28151-0223

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 23, 2020
Property Address	404 SUTTLE ST, SHELBY, NC 28150-4533
Document Number	0018060448
Book / Page	001806 / 000448
Instrument Date	Jan 21, 2020
Instrument	35238
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223 SHELBY NC 281510223, SHELBY, NC 28151-0223

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 23, 2020
Property Address	404 SUTTLE ST, SHELBY, NC 28150-4533
Document Number	0018060439
Book / Page	001806 / 000439
Instrument Date	Jan 21, 2020
Instrument	35237
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 223 SHELBY NC 281510223, SHELBY, NC 28151-0223

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$447.00 (+12.03%)	$40,140 (-) Land $7,362 Building $32,778	$40,140 (-) Land $7,362 Building $32,778
2025	$399.00	$40,140 (+92.62%) Land $7,362 Building $32,778	$40,140 (+92.62%) Land $7,362 Building $32,778
2023		$20,839 Land $3,969 Building $16,870	$20,839 Land $3,969 Building $16,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile, Verizon.

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