Cook County property record for 404 Sunset Ridge Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,495 sqft · built 1942 |
| Lot Size | 1.06 acres (46,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,051,000 (Feb 2021) |
| Tax Bill | $21,970 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-202-015 |
| Primary APN | 04-23-202-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,495 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 46,261 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 404 SUNSET RIDGE RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COUNTY)(CLERKS) DIV OF SEC 23-42-12 |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 23 |
| Legal Subdivision | COUNTY CLERKS DIV OF SEC 23-42-12 |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 801800 |
404 Sunset Ridge Rd is owned and occupied by an individual who bought it in February 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | May 20, 2016 · Amount on File |
| Deed Document Number | 202142311 |
| Prior Transfer Date | Dec 27, 1993 |
| Prior Transfer Doc | 0000000261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 404 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2717 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0029520068 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2529520068 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 404 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022946060 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2122946060 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MORTON GROVE, IL 60053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 25, 2021 |
| Property Address | 404 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2717 |
| Document Number | 0005642311 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2105642311 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,051.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2717 |
| Document Number | 0005642312 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2105642312 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northfield Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Sunset Ridge School District 29 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,000 Land $55,513 Building $102,487 | $1,580,000 Land $555,130 Building $1,024,870 | |
| 2023 | $21,970.00 (+2.13%) | ||
| 2022 | $21,512.00 Homeowner's exemption | $105,099 Land $46,261 Building $58,838 | $1,050,990 Land $462,610 Building $588,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Sunset Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 Sunset Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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