404 Sunrise Bluff, Temple, TX 76502 Property Records

Bell County property record for 404 Sunrise Bluff, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,963 sqft · built 2006
Lot Size	0.141 acres (6,161 sqft)
Owner	Individual Name on Record
Last Sale	$174,100 (Nov 2017)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0105340708`

Property Details

APN / Parcel Number

Primary APN	`0105340708`
Alternative APNs	`352385` `837022`

Interior

Stories	2 Stories
Building Area	2,963 sqft Living Area
1st Floor Area	1,676 sqft
2nd Floor Area	1,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,161 sqft (0.141 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 SUNRISE BLF
City	TEMPLE
State	TX
Zip	76502-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAGE MEADOWS PHASE III, BLOCK 002, LOT 0018
Legal Subdivision	SAGE MEADOWS PHASE III
Legal Block	2
Legal Lot Number	18
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2004
Census Tract	20301

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 6, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Sep 12, 2006
Deed Document Number	201748911
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069

Mortgage

Document Number	0000083696
Date	Dec 21, 2021
Instrument	2021083696

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069
Document Number	0000021165
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SUNRISE BLF TEMPLE TX 765027069, TEMPLE, TX 76502-7069

Mortgage

Document Number	0000021165
Date	May 5, 2020
Instrument	21165

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069
Document Number	0000021164
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SUNRISE BLF TEMPLE TX 765027069, TEMPLE, TX 76502-7069

Mortgage

Document Number	0000021164
Date	May 5, 2020
Instrument	21164

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Interest

Rate	3.87%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 21, 2017
Property Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069
Document Number	0000048911
Map Reference	CAB D SL13-A
Instrument Date	Nov 15, 2017
Instrument	2017-00048911
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SUNRISE BLF, TEMPLE, TX 76502-7069

Mortgage

Document Number	0000048912
Date	Nov 21, 2017
Instrument	2017-00048912

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00 (+17.24%)	$308,230 (-12.02%)	$324,376 (-7.41%) Land $37,000 Building $287,376
2023	$4,709.00 (-12.01%) Homeowner's exemption	$350,354 Land $37,000 Building $313,354	$350,354 Land $37,000 Building $313,354
2022	$5,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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