New Castle County property record for 404 Summit Ln, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,112 sqft · built 1994 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Aug 2015) |
| Tax Bill | $4,685 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-007.30-033 |
| Primary APN | 13-007.30-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 364 ft deep x 174 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 SUMMIT LN |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | DICKERSON FARM |
| Legal Lot Number | 79 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 16609 |
Source: New Castle County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DELAWARE STATE POLICE FCU |
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITADEL FCU |
| Jul 28, 2021 | Correction Deed · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 4, 2019 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on Record |
| Deed Sale | Aug 17, 2015 · Amount on Record |
| Deed Document Number | 20158210042509 |
| Deed Book / Page | 2113 / 264 |
| Last Transfer Date | Jun 5, 2021 |
| Transfer Doc | 0000086757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020512 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 20260320-0020512 |
| Name | DELAWARE STATE POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | GEORGETOWN, DE 19947 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 3, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030266 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 20220316-0030266 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 28, 2021 |
| Property Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Document Number | 0000086757 |
| Map Reference | MF 10361 |
| Instrument Date | Jun 5, 2021 |
| Instrument | 20210728-0086757 |
| Record Updated | Aug 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Document Number | 0000086761 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 20210728-0086761 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 404 SUMMIT LN, MIDDLETOWN, DE 19709-8831 |
| Document Number | 0000080794 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 SUMMIT LN MIDDLETOWN DE 197098831, MIDDLETOWN, DE 19709-8831 |
| Document Number | 0000080794 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 80794 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 7, 2034 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,685.00 (+25.74%) | $580,400 (+478.09%) Land $204,000 Building $376,400 | |
| 2024 | $540,900 | ||
| 2023 | $3,726.00 | $100,400 Land $17,400 Building $83,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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