Schenectady County and Schenectady City property record for 404 Summit Ave, Schenectady, NY 12307 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,828 sqft · built 1900 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Feb 2023) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.24-2-5 |
| Primary APN | 421500 49.24-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Building Area | 2,828 sqft Total Area |
| 1st Floor Area | 1,414 sqft 1st Floor |
| 2nd Floor Area | 1,414 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 125 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 362 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1719 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Subdivision | H S DEFOREST |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records · APN 421500 49.24-2-5
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12 LAZUR RD, BALLSTON LAKE, NY 12019-1839 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 16, 2023 | Warranty Deed, Transfer THE NATIONAL BANK OF COXSACKIE |
| Jan 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on Record |
| Deed Sale | Feb 16, 2023 · Amount on Record |
| Deed Document Number | 20239229 |
| Deed Book / Page | 2103 / 49 |
| Prior Transfer Date | Nov 28, 2016 |
| Prior Transfer Doc | 0000002384 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 16, 2023 |
| Property Address | 404 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Document Number | 0000009229 |
| Book / Page | 2103 / 49 |
| Map Reference | CAB A-352 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 202309229 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2342 CAMPBELL AVE, SCHENECTADY, NY 12306-3202 |
| Name | Verified Name |
|---|---|
| Address | 12 LAZUR RD, BALLSTON LAKE, NY 12019-1839 |
| Document Number | 0000009231 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 5290/81 |
| Instrument | 202309231 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 13, 2017 |
| Property Address | 404 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Document Number | 0000002384 |
| Book / Page | 001954 / 000530 |
| Instrument Date | Nov 28, 2016 |
| Instrument | 2384 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2342 CAMPBELL AVE SCHENECTADY NY 123063202, SCHENECTADY, NY 12306-3202 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (+10.82%) | $68,900 (-) Land $10,300 Building $58,600 | $114,092 (+30.82%) Land $17,056 Building $97,036 |
| 2023 | $68,900 (-) Land $10,300 Building $58,600 | $87,215 (+3.8%) Land $13,038 Building $74,177 | |
| 2022 | $68,900 Land $10,300 Building $58,600 | $84,024 Land $12,561 Building $71,463 | |
| 2021 | $4,197.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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