Burke County property record for 404 Summers Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,165 sqft Living Area |
| Lot Size | 146,362 sqft (3.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2018) |
| Tax Bill | $1,279.00 (2025) |
| Primary APN | 2713745038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,165 sqft Living Area |
| 1st Floor | 1,410 sqft 1st Floor |
| Basement Area | 655 sqft Basement |
| Finished Basement | 655 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 146,362 sqft (3.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Patio Area | 472 sqft Patio |
| Canopy Area | 49 sqft Canopy |
| Gazebo | 1 sqft Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 404 SUMMERS RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 404 SUMMERS RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 20802 |
Source: Burke County records · APN 2713745038
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SUMMERS RD, MORGANTON, NC 28655-8908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 03, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 25, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 06, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on Record |
| Deed Sale | Apr 25, 2018 · Amount on Record |
| Deed Doc Number | 20182017015288 |
| Deed Book / Page | 2344 / 672 |
| Prior Transfer Date | Jun 23, 2010 |
| Prior Transfer Doc | 0019070619 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 404 SUMMERS RD, MORGANTON, NC 28655-8908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024110817 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 2411/0817 |
| Instrument | 2017029634 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jun 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 25, 2018 |
| Property Address | 404 SUMMERS RD, MORGANTON, NC 28655-8908 |
| Document Number | 0023440672 |
| Book / Page | 2344 / 0672 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2017015288 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 SUMMERS RD, MORGANTON, NC 28655-8908 |
| Document Number | 2017015289 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2017015289 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 404 SUMMERS RD, MORGANTON, NC 28655-8908 |
| Document Number | 0023330090 |
| Book / Page | 002333 / 000090 |
| Instrument Date | Feb 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 404 SUMMERS RD MORGANTON NC 286558908, MORGANTON, NC 28655-8908 |
| Document Number | 0023330090 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 002333/000090 |
| Instrument | 12853 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28656 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (-0.39%) | $181,348 (-) Land $33,418 Building $147,930 | $181,348 (-) Land $33,418 Building $147,930 |
| 2023 | $1,284.00 | $181,348 Land $33,418 Building $147,930 | $181,348 Land $33,418 Building $147,930 |
404 Summers Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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