Stanly County property record for 404 Summer St, Richfield, NC 28137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2017 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on Record |
| Last Sale | $230,000 (Feb 2025) |
| Tax Bill | $1,335 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 663303002857 |
| Primary APN | 663303002857 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 160 ft deep x 140 ft wide |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17981 |
|---|---|
| Street Address | 404 SPRING ST |
| City | RICHFIELD |
| State | NC |
| Zip | 28137-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | HSE 404 SPRING ST CARDINAL ESTATES LT 37 663303008 |
| Legal Subdivision | SUBDIVISION OF CARDINAL ESTATES |
| Legal Lot Number | 37 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 930101 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 98, MOUNT GILEAD, NC 27306-0098 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on Record |
| Deed Sale | Feb 5, 2025 · Amount on Record |
| Prior Sale | Jun 19, 2015 · Amount on Record |
| Deed Document Number | 2025474962 |
| Deed Book / Page | 1874 / 907 |
| Record Updated | Oct 29, 2026 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Richfield Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,335.00 (+19.3%) | $160,949 (+29.37%) Land $20,590 Building $140,359 | $160,949 (+29.37%) Land $20,590 Building $140,359 |
| 2023 | $1,119.00 | $124,414 Land $12,868 Building $111,546 | $124,414 Land $12,868 Building $111,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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