404 Starrett Ct, Raleigh, NC 27603 Property Records

Wake County property record for 404 Starrett Ct, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Dec 1998)
Tax Bill	$2,327 (2023)
Deeds & Mortgages	Sep 2025 Reverse Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1703.14-33-5070 0161881`

Property Details

APN / Parcel Number

Primary APN	`1703.14-33-5070 0161881`
Alternative APNs	`016188101` `0161881`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Heated Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch
Porch Area	135 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0161881
Old Parcel Number	016188101
Street Address	404 STARRETT CT
City	RALEIGH
State	NC
Zip	27603-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LO11 WHEELER CROSSING BM1987-00420
Legal Township	01
Legal Subdivision	WHEELER CROSSING
Legal Lot Number	11
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	4
Census Block	4005
Census Tract	54502

Owner

404 Starrett Ct is owned by an individual who bought it in December 1998.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	107 GUNDERSON LN, GARNER, NC 27529-9275
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 1998 · Amount on File
Deed Sale	Dec 10, 1998 · Amount on File
Deed Document Number	0082052082
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	404 STARRETT CT, RALEIGH, NC 27603-2273
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STARRETT CT, RALEIGH, NC 27603-2273

Mortgage

Document Number	20001/2633
Date	Sep 2, 2025
Book Page	20001/2633

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1002 Months
Due	Mar 29, 2109

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	10.3%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	404 STARRETT CT, RALEIGH, NC 27603-2273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	179521502
Date	Jul 7, 2020
Book Page	17952/1502

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	404 STARRETT CT, RALEIGH, NC 27603-2273
Document Number	177042214
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STARRETT CT RALEIGH NC 276032273, RALEIGH, NC 27603-2273

Mortgage

Document Number	177042214
Date	Jan 2, 2020
Book Page	017704/002214

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,327.00	$211,718 Land $80,000 Building $131,718	$211,718 Land $80,000 Building $131,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Starrett Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Starrett Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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