404 Standish Dr, Bloomington, IL 61704 Property Records

McLean County property record for 404 Standish Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 864 sqft · built 1969
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2025)
Tax Bill	$3,127 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-478-003`

Property Details

APN / Parcel Number

Primary APN	`21-01-478-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 STANDISH DR
City	BLOOMINGTON
State	IL
Zip	61704-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL MEADOWS SUB PT SEC 1-23-2E LOT 64
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	COLONIAL MEADOWS SUB
Legal Lot Number	64
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	1103

Owner

404 Standish Dr is owned and occupied by two individuals who bought it in September 2025.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 17, 2018	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	202512738
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018128
Date	Jul 30, 2021
Instrument	2021-00018128

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 15, 2025
Property Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606
Document Number	202500012738
Map Reference	MB16 PG151 DOC14372
Instrument Date	Aug 29, 2025
Instrument	2025-00012738
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606

Mortgage

Document Number	202500012739
Date	Sep 15, 2025
Instrument	2025-00012739

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2018
Property Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606
Document Number	201800005631
Instrument Date	Apr 5, 2018
Instrument	2018-00005631
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	WOODFORD COUNTY TITLE COMPANY, WOODFORD COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STANDISH DR, BLOOMINGTON, IL 61704-4606

Mortgage

Document Number	201800005632
Date	Apr 17, 2018
Instrument	2018-00005632

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Bloomington Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,945 (+6.4%) Land $9,022 Building $39,923	$146,835 (+6.4%) Land $27,066 Building $119,769
2024	$3,127.00 (+8.99%)	$46,001 (+9.1%) Land $8,479 Building $37,522	$138,003 (+9.1%) Land $25,437 Building $112,566
2023	$2,869.00 (+13.71%)	$42,164 (+12.86%) Land $7,772 Building $34,392	$126,492 (+12.86%) Land $23,316 Building $103,176
2022	$2,523.00	$37,359 Land $6,886 Building $30,473	$112,077 Land $20,658 Building $91,419

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Standish Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Standish Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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