Atchison County property record for 404 Spruce St, Tarkio, MO 64491
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft · built 1965 |
| Lot Size | 0.423 acres (18,426 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,220 (Jul 2026) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| APN | 5019-15-000410 |
| Primary APN | 5019-15-000410 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Basement Area | 17,630 sqft |
| Finished Basement | 666 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 18,426 sqft (0.423 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 404 SPRUCE ST |
|---|---|
| City | TARKIO |
| State | MO |
| Zip | 64491-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 60' N NW COR LT 6 BLK 3, 6TH ADD TH N 128' TH E 141' THS 128' TH W 141' TO POB |
| Legal Range | 40W |
| Legal Township | 65N |
| Legal Section | 14 |
| Legal Subdivision | 6TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | ATCHISON MO |
| Township / Civil Division | TARKIO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950100 |
Source: Atchison County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 SPRUCE ST, TARKIO, MO 64491-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2003 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ATCHISON MO |
| Recording Date | Jul 22, 2026 |
| Property Address | 404 SPRUCE ST, TARKIO, MO 64491-1145 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2026 |
| Title Company | FIRST AMERICAN SOLUTIONS, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 SPRUCE ST, TARKIO, MO 64491-1145 |
| Investor | Possibly a Property Investor |
| Date | Jul 22, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Atchison County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Atchison County |
| Municipality | Tarkio City |
| Unified School District | Tarkio R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 (+15.35%) | $76,610 (+494.71%) | $76,610 (+12.99%) |
| 2024 | $67,800 (-) Land $17,700 Building $50,100 | ||
| 2023 | $1,003.00 | $12,882 Land $3,363 Building $9,519 | $67,800 Land $17,700 Building $50,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 18 (1982–2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TARKIO BOARD OF PUBLIC WORKS PWS serves 1,494 people · EPA ID MO1010786 |
|---|---|
| Water Source | Purchased groundwater from ATCHISON COUNTY WHOLESALE WATER COMM |
| Last State Inspection | Dec 2022 |
| Also Mapped Here | ATCHISON COUNTY PWSD 1 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Midwest Data Center Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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