Polk County property record for 404 Spruce Ave, Independence, OR 97351 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,596 sqft Living Area |
| Lot Size | 8,610 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,500 (2008) |
| Tax Bill | $2,467.00 (2025) |
| Primary APN | 08428-CB-06100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,596 sqft Living Area |
| 1st Floor | 1,596 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,610 sqft (0.198 acres) |
| Garage Area | 336 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Patio Area | 280 sqft Patio |
| Utility Building | 800 sqft Utility Building |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 207401 |
|---|---|
| Street Address | 404 SPRUCE AVE |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILL PARK ADDITION NO. 4 LOT 7 BLOCK 8 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILL PARK ADDITION NO. 4 |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK OR |
| Minor Civil Division | MONMOUTH-INDEPENDENCE |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-CB-06100
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EUGENE ASSN OF REALTORS |
| Feb 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK NW NA |
| Oct 26, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2008 · Amount on Record |
| Deed Sale | Aug 12, 2008 · Amount on Record |
| Deed Doc Number | 200810130 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Document Number | 0000001840 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-001840 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 927 Months |
| Due | May 15, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.94% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Document Number | 0000008709 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008709 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 8709 |
| Name | EUGENE ASSN OF REALTORS |
|---|---|
| Address | 146 E 12TH AVE, EUGENE, OR 97401-3513 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Document Number | 0000003614 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 404 SPRUCE AVE INDEPENDENCE OR 973511632, INDEPENDENCE, OR 97351-1632 |
| Document Number | 0000003614 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 3614 |
| Name | WELLS FARGO BK NW NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 25, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Oct 26, 2017 |
| Property Address | 404 SPRUCE AVE, INDEPENDENCE, OR 97351-1632 |
| Document Number | 0000012878 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 12878 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 SPRUCE AVE INDEPENDENCE OR 973511632, INDEPENDENCE, OR 97351-1632 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,260 (+3%) Land $47,940 Building $91,320 | $346,080 (-3.79%) Land $150,000 Building $196,080 | |
| 2025 | $2,467.00 (+3.79%) | $135,210 (+2.99%) Land $46,540 Building $88,670 | $359,720 (+3.69%) Land $149,300 Building $210,420 |
| 2024 | $2,377.00 (-2.5%) | $131,280 (+3%) Land $45,180 Building $86,100 | $346,910 (-1.46%) Land $137,000 Building $209,910 |
| 2023 | $2,438.00 (+8.94%) | $127,460 (+3%) Land $43,860 Building $83,600 | $352,060 (+10.75%) Land $138,200 Building $213,860 |
| 2022 | $2,238.00 | $123,750 Land $42,580 Building $81,170 | $317,900 Land $117,500 Building $200,400 |
404 Spruce Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Polk County (41053C), updated October 28, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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