Atlantic County and Galloway Township property record for 404 Spruce Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 2,292 sqft · built 1983 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Jun 2016) |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| APN | 11-00628-0000-00003 |
| Primary APN | 11-00628-0000-00003 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,292 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Street Address | 404 SPRUCE AVE |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-4541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 628 |
| Legal Lot Number | 3 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10403 |
Source: Atlantic County and Galloway Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 SPRUCE AVE, GALLOWAY, NJ 08205-4541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on Record |
| Deed Sale | Jun 27, 2016 · Amount on Record |
| Prior Sale | May 24, 2006 · Amount on Record |
| Deed Document Number | 201638725 |
| Prior Transfer Date | Feb 18, 2009 |
| Prior Transfer Doc | 0000013683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 404 SPRUCE AVE, GALLOWAY, NJ 08205-4541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 404 SPRUCE AVE, GALLOWAY, NJ 08205-4541 |
| Document Number | 0000042149 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025042149 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2055 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,500 (-) Land $46,500 Building $122,000 | $168,500 (-) Land $46,500 Building $122,000 | |
| 2025 | $5,712.00 (+1.56%) | $168,500 (-) Land $46,500 Building $122,000 | $168,500 (-) Land $46,500 Building $122,000 |
| 2024 | $5,624.00 (+3.96%) | ||
| 2023 | $168,500 Land $46,500 Building $122,000 | $168,500 Land $46,500 Building $122,000 | |
| 2022 | $5,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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