404 Spayer Ln, Mansfield, OH 44903 Property Records

Richland County property record for 404 Spayer Ln, Mansfield, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1951
Lot Size	0.126 acres (5,502 sqft)
Owner	Company Name on Record
Last Sale	$840 (Jul 2022)
Tax Bill	$377 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027-03-054-12-000`

Property Details

APN / Parcel Number

Primary APN	`027-03-054-12-000`
Alternative APN	`01149`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 SPAYER LN
City	MANSFIELD
State	OH
Zip	44903-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12719 55 X 100
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3005
Census Tract	600

Owner

Source: Richland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	187 MARION AVE, MANSFIELD, OH 44903-2135
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage FIRST FEDERAL COMMUNITY BANK
Jul 26, 2022	Warranty Deed, Transfer SOUTHERN TITLE
Jul 26, 2022	Foreclosure SOUTHERN TITLE
Jun 23, 2022	Warranty Deed, Transfer NOT AVAILABLE, EMPORA TITLE INC
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Sep 19, 1997 · Amount on Record
Deed Document Number	20229278
Deed Book / Page	2993 / 4404
Prior Transfer Date	Jan 25, 2011
Prior Transfer Doc	02033/0635
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	404 SPAYER LN, MANSFIELD, OH 44903-1538
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002997/239
Date	Oct 19, 2022
Book Page	2997/239
Instrument	202200013004

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 18, 2028
Min Rate At Change	5.5%
Max Rate At Change	10.5%
Index	5-Year CMT
Max Rate	10.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 26, 2022
Property Address	404 SPAYER LN, MANSFIELD, OH 44903-1538
Document Number	02993/4404
Book / Page	2993 / 4404
Map Reference	VOL 17 PG 34
Instrument Date	Jul 22, 2022
Instrument	202200009278
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 MARION AVE, MANSFIELD, OH 44903-2135
Investor	Possibly a Property Investor

July 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	RICHLAND OH
Recording Date	Jul 26, 2022
Property Address	404 SPAYER LN, MANSFIELD, OH 44903-1538
Document Number	02993/4410
Book / Page	2993 / 4410
Map Reference	VOL 17 PG 69
Instrument Date	Jul 22, 2022
Instrument	202200009280
Transaction Type	Foreclosure
Record Updated	Aug 4, 2022
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 VENNUM AVE, 89, MANSFIELD, OH 44903-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LIBERTY ST, CANAL WINCHESTER, OH 43110-1242

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2022
Property Address	404 SPAYER LN, MANSFIELD, OH 44903-1538
Document Number	02992/3193
Book / Page	2992 / 3193
Map Reference	VOL 17 PG 34
Instrument Date	Mar 15, 2022
Instrument	202200007937
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	NOT AVAILABLE, EMPORA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2022
Property Address	404 SPAYER LN, MANSFIELD, OH 44903-1538
Document Number	02992/3190
Book / Page	2992 / 3190
Map Reference	VOL 17 PG 34
Instrument Date	Mar 15, 2022
Instrument	202200007936
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	EMPORA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02992/4302
Date	Jun 29, 2022
Book Page	2992/4302
Instrument	202200008140

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Mansfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00	$7,880 (-) Land $1,570 Building $6,310
2024	$377.00 (+0.27%)	$7,880 (-) Land $1,570 Building $6,310
2023	$376.00 (+41.35%)	$7,880 (+77.48%) Land $1,570 Building $6,310	$22,520 (+77.6%) Land $4,490 Building $18,030
2022	$266.00	$4,440 Land $1,520 Building $2,920
2020			$12,680 Land $4,350 Building $8,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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