St. Johns County property record for 404 Sophia Ter, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,758 sqft Living Area |
| Lot Size | 31,798 sqft (0.73 acres) |
| Garage | Attached, 744 sqft |
| Last Sale | $840,000 (2021) |
| Tax Bill | $13,840.00 (2025) |
| Primary APN | 072079-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,758 sqft Living Area |
| Gross Area | 3,502 sqft Gross Area |
| 1st Floor | 2,758 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,798 sqft (0.73 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 744 sqft Garage |
| Porch Area | 386 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 404 SOPHIA TER |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-6859 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 44/25-29 MARSHALL CREEK DRI UNIT SV-2 LOT 15 |
| Legal Range | 29 |
| Legal Township | 06 |
| Legal Section | 03 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT SV-2 |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072079-0150
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 06, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage SYNOVUS BANK |
| Apr 07, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 28, 2020 | Loan Modification, Mortgage SYNOVUS BK |
| Jan 28, 2019 | Warranty Deed, Transfer PONTE VEDRA TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2021 · Amount on Record |
| Deed Sale | Apr 07, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Doc Number | 202138664 |
| Deed Book / Page | 5231 / 95 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 SOPHIA TER, ST AUGUSTINE, FL 32095-6859 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047361876 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 4736/1876 |
| Instrument | 2019039530 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 07, 2021 |
| Property Address | 404 SOPHIA TER, ST AUGUSTINE, FL 32095-6859 |
| Document Number | 0052310095 |
| Book / Page | 5231 / 95 |
| Map Reference | MB 44 PG 25-29 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021038664 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1158, GUAYNABO XX |
| Name | Verified Name |
|---|---|
| Address | 404 SOPHIA TER, ST AUGUSTINE, FL 32095-6859 |
| Document Number | 0000523197 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 5231/97 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 SOPHIA TER, ST AUGUSTINE, FL 32095-6859 |
| Document Number | 0049520301 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 404 SOPHIA TER ST AUGUSTINE FL 320956859, ST AUGUSTINE, FL 32095-6859 |
| Document Number | 0049520301 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 004952/000301 |
| Instrument | 41094 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 404 SOPHIA TER, ST AUGUSTINE, FL 32095-6859 |
| Document Number | 0046720779 |
| Book / Page | 004672 / 000779 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 5897 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2019 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | PLZ DEL PRADO 1004 A CARRETERA 833 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,077 Land $210,000 Building $550,077 | $760,077 Land $210,000 Building $550,077 | |
| 2025 | $13,840.00 (+8.91%) | ||
| 2024 | $12,708.00 (+2.38%) | ||
| 2023 | $12,412.00 (+1.77%) | ||
| 2022 | $12,196.00 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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