Polk County property record for 404 Smith Ave, Osceola, WI 54020
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Jun 2007) |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-00817-2700 |
| Primary APN | 165-00817-2700 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 404 SMITH AVE |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-8194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 DEL MAR FIRST ADDITION |
| Legal Range | 19W |
| Legal Township | 33N |
| Legal Section | 27 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK WI |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960800 |
404 Smith Ave is owned and occupied by two individuals who bought it in June 2007.
Source: Polk County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 SMITH AVE, OSCEOLA, WI 54020-8194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2007 · Amount on File |
| Deed Sale | Jun 18, 2007 · Amount on File |
| Prior Sale | Jan 4, 2007 · Amount on File |
| Deed Document Number | 2007733085 |
| Deed Book / Page | 1004 / 844 |
| Prior Transfer Date | Oct 20, 2005 |
| Prior Transfer Doc | 00979/0592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 404 SMITH AVE, OSCEOLA, WI 54020-8194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000905082 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 905082 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 404 Smith Ave was $3,320 with a homeowner's exemption.
Source: Polk County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Osceola Village |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320.00 Homeowner's exemption | $228,000 Land $27,100 Building $200,900 | $283,400 Land $33,685 Building $249,715 |
| 2023 | $2,988.00 Homeowner's exemption | $228,000 Land $27,100 Building $200,900 | $239,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Smith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Smith Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures