St. Johns County property record for 404 Shore Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,524 sqft · built 1978 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2010) |
| Tax Bill | $1,885 (2025) |
| Deeds & Mortgages | Jul 2018 Loan Modification Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 224990-0000 |
| Primary APN | 224990-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Lot Width | 223 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 568 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 SHORE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-34 ST AUG SOUTH UT 2 LOTS 311 THRU 315 OR3305/449 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 311-3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 224990-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SHORE DR, SAINT AUGUSTINE, FL 32086-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage REUNION BK/FL |
| Nov 22, 2017 | Loan Modification, Mortgage · Line of Credit REUNION BK/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2010 · Amount on Record |
| Deed Sale | Apr 15, 2010 · Amount on Record |
| Deed Document Number | 201017560 |
| Deed Book / Page | 3305 / 449 |
| Prior Transfer Date | Aug 23, 2005 |
| Prior Transfer Doc | 0025640898 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 SHORE DR, SAINT AUGUSTINE, FL 32086-5738 |
| Document Number | 0045880026 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Name | Verified Name |
|---|---|
| Address | 404 SHORE DR ST AUGUSTINE FL 320865738, ST AUGUSTINE, FL 32086-5738 |
| Document Number | 0045880026 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 004588/000026 |
| Instrument | 54478 |
| Name | REUNION BK/FL |
|---|---|
| Type | Bank |
| Address | ST AUGUSTINE, FL 32080 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 SHORE DR, SAINT AUGUSTINE, FL 32086-5738 |
| Document Number | 0044670696 |
| Book / Page | 004467 / 000696 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 404 SHORE DR ST AUGUSTINE FL 320865738, ST AUGUSTINE, FL 32086-5738 |
| Document Number | 0044670696 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 004467/000696 |
| Instrument | 79891 |
| Name | REUNION BK/FL |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,680 (+2.7%) | $564,908 (-0.75%) Land $292,353 Building $272,555 | |
| 2025 | $1,885.00 (+18.18%) Homeowner's exemption | $152,561 (+8.41%) | $569,203 (+3.07%) Land $298,374 Building $270,829 |
| 2024 | $1,595.00 (+2.37%) | ||
| 2023 | $1,558.00 (+4.01%) Homeowner's exemption | $140,729 (+3%) | $552,253 (+15.38%) Land $298,374 Building $253,879 |
| 2022 | $1,498.00 Homeowner's exemption | $136,630 | $478,632 Land $199,808 Building $278,824 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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