404 Seneca Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 404 Seneca Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,425 sqft · built 1964
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 1999)
Tax Bill	$10,441 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00335-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`10-00335-0000-00021`
Alternative APN	`100033500021`

Interior

Stories	1 Story
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,951 sqft (0.251 acres)
Lot Dimensions	125 ft deep x 6 ft wide

Location & Zoning

Street Address	404 SENECA AVE
City	MIDDLESEX
State	NJ
Zip	08846-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	87.6X125 22-24
Legal Subdivision	LINCOLN
Legal Block	335
Legal Lot Number	21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2005
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00335-0000-00021

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 SENECA AVE, MIDDLESEX, NJ 08846-2351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 1999 · Amount on Record
Deed Sale	Jun 15, 1999 · Amount on Record
Deed Book / Page	4646 / 604
Last Transfer Date	Jan 09, 2008
Transfer Doc	0000000816
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	404 SENECA AVE, MIDDLESEX, NJ 08846-2351
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CROSS COUNTRY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SENECA AVE, MIDDLESEX, NJ 08846-2351

Mortgage

Document Number	0000086549
Date	Sep 15, 2020
Book Page	18028/1999
Instrument	2020086549

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,400 (+3.23%) Land $146,500 Building $361,900	$508,400 (+3.23%) Land $146,500 Building $361,900
2025	$10,441.00 (-7.8%)	$492,500 (+0.63%) Land $146,500 Building $346,000	$492,500 (+0.63%) Land $146,500 Building $346,000
2024	$11,324.00 (-0.1%)
2023		$489,400 Land $146,500 Building $342,900	$489,400 Land $146,500 Building $342,900
2022	$11,335.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 607 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.