404 SE 10th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 404 SE 10th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1930
Lot Size	0.832 acres (36,242 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2025)
Tax Bill	$45 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0230-00040-0020`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0230-00040-0020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Heated Area
Gross Area	2,109 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1930
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,242 sqft (0.832 acres)
Lot Dimensions	145 ft deep x 250 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	404 SE 10TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT'S FIRST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 13) LOTS 2, 3, 4, 5 & 6 BLOCK 4
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	FIRST ADDITION
Legal Block	4
Legal Lot Number	2 3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1013
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2428 SW 18TH CT, OKEECHOBEE, FL 34974-5640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jan 18, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 1, 2017	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2025007823
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	404 SE 10TH AVE, OKEECHOBEE, FL 34974-4564
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 SW 18TH CT, OKEECHOBEE, FL 34974-5640

Mortgage

Document Number	0000000718
Date	Jan 23, 2026
Instrument	2026000718

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	404 SE 10TH AVE, OKEECHOBEE, FL 34974-4564
Document Number	0000001174
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SE 10TH AVE OKEECHOBEE FL 349744564, OKEECHOBEE, FL 34974-4564

Mortgage

Document Number	0000001174
Date	Feb 3, 2020
Instrument	1174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 1, 2017
Property Address	404 SE 10TH AVE, OKEECHOBEE, FL 34974-4564
Document Number	0007940275
Book / Page	000794 / 000275
Instrument Date	Jul 20, 2017
Instrument	7644
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 617 JENSEN BEACH FL 349580617, JENSEN BEACH, FL 34958-0617

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45.00 (-92.17%) Homeowner's exemption Additional exemption filed	$31,744 (+5.96%)	$120,710 (+27.48%) Land $68,062 Building $52,648
2023	$575.00 (+12.75%) Homeowner's exemption Additional exemption filed	$29,958 (+3.26%)	$94,693 (+26.24%) Land $44,550 Building $50,143
2022	$510.00 Homeowner's exemption Additional exemption filed	$29,012	$75,010 Land $30,938 Building $44,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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