404 Sapling Ter, Saint Johns, FL 32259 Property Records

St. Johns County property record for 404 Sapling Ter, Saint Johns, FL 32259 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2026
Lot Size	11,325 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$1,106,374 (2026)
Tax Bill	$2,222.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000690-2740`

Exterior

Year Built	Built 2026
Lot Area	11,325 sqft (0.26 acres)

Location & Zoning

Street Address	404 SAPLING TER
City	SAINT JOHNS
State	FL
Zip	32259-8565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	122/28-37 BARTRAM RANCH PHASE 5 LOT 274 OR6299/549
Legal Subdivision	BARTRAM RANCH PHASE 5
Legal Block	1
Legal Lot Number	274
Jurisdiction	ST JOHNS FL
Minor Civil Division	FRUIT COVE
Census Blockgroup	1
Census Block	1005
Census Tract	20807

Owner

Source: St. Johns County records · APN 000690-2740

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 SAPLING TER, SAINT JOHNS, FL 32259-8565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2026 · Amount on Record
Deed Sale	Feb 03, 2026 · Amount on Record
Deed Doc Number	20269087
Deed Book / Page	6299 / 549
Record Refreshed	Sep 20, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 03, 2026
Property Address	404 SAPLING TER, SAINT JOHNS, FL 32259-8565
Document Number	0062990549
Book / Page	6299 / 549
Map Reference	MB 122 PG 28-37
Instrument Date	Jan 30, 2026
Instrument	2026009087
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,744.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAPLING TER, SAINT JOHNS, FL 32259-8565

Mortgage

Document Number	0006299551
Date	Feb 03, 2026
Instrument	6299/551

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (+1%) Land $181,500	$195,000 (+18.18%) Land $195,000
2025	$2,222.00 (+153.36%)	$165,000	$165,000 Land $165,000
2024	$877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 365 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.