404 Sandy Hill Way, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 404 Sandy Hill Way, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$304,800 (Aug 2011)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Jan 2013 Mortgage
APN	`0594003000100`

Property Details

APN / Parcel Number

Primary APN	`0594003000100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	876 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	102 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 SANDY HILL WAY
City	CHESAPEAKE
State	VA
Zip	23322-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	10 SANDY HILL SEC 1
Legal Subdivision	SANDY HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	21010

Owner

404 Sandy Hill Way is owned and occupied by two individuals who bought it in August 2011.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 SANDY HILL WAY, CHESAPEAKE, VA 23322-6408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2008	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA BANK
Jan 2, 2013	Deed of Trust, Mortgage · VA Mortgage OLD VIRGINIA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2011 · Amount on File
Deed Sale	Aug 24, 2011 · Amount on File
Prior Sale	Dec 12, 2002 · Amount on File
Deed Book / Page	8468 / 731
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	404 SANDY HILL WAY, CHESAPEAKE, VA 23322-6408
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007538/712
Date	Jul 3, 2008
Book Page	7538/712

Lender

Name	CAROLINA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.88%

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	404 SANDY HILL WAY, CHESAPEAKE, VA 23322-6408
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008928/241
Date	Jan 2, 2013
Book Page	8928/241

Lender

Name	OLD VIRGINIA MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 Sandy Hill Way was $5,230.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,400 (+1.66%) Land $200,000 Building $326,400	$526,400 (+1.66%) Land $200,000 Building $326,400
2025	$5,230.00	$517,800 Land $190,000 Building $327,800	$517,800 Land $190,000 Building $327,800
2023		$447,100 (+13.85%) Land $170,000 Building $277,100	$447,100 (+13.85%) Land $170,000 Building $277,100
2022		$392,700 Land $150,000 Building $242,700	$392,700 Land $150,000 Building $242,700
2019	$3,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 404 Sandy Hill Way; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Sandy Hill Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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