Monroe County property record for 404 Sanctuary Dr, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 1991 |
| Lot Size | 0.636 acres (27,732 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $400,000 (Mar 2012) |
| Tax Bill | $3,009 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00523382-000404 |
| Primary APN | 00523382-000404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,348 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 27,732 sqft |
| Account Number | 8783841 |
|---|---|
| Old Parcel Number | 28613900523382000404 |
| Street Address | 404 SANCTUARY DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2466 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 404 THE SANCTUARY AT KEY LARGO NO 4, A CONDO OR1138-1078 OR2307-1378/80 OR2307-1381/92AFF OR2307-1393D/C OR2558-929 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | SANCTUARY AT KEY LARGO 04 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 404 Sanctuary Dr bought it in March 2012.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 404 SANCTUARY DR # 404, 404, KEY LARGO, FL 33037-2466 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2012 · Amount on File |
| Deed Sale | Mar 6, 2012 · Amount on File |
| Deed Document Number | 1872937 |
| Deed Book / Page | 2558 / 0929 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342,035 Building $342,035 | $707,349 Building $707,349 | |
| 2024 | $3,009.00 (+5.17%) | ||
| 2023 | $2,861.00 (+5.73%) Homeowner's exemption | $322,715 (+3%) Building $322,715 | $670,683 (+32.04%) Building $670,683 |
| 2022 | $2,706.00 Homeowner's exemption | $313,316 Building $313,316 | $507,946 Building $507,946 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Sanctuary Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Sanctuary Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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