Spartanburg County property record for 404 Saluda St, Chesnee, SC 29323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2023 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2023) |
| Tax Bill | $2,710 (2025) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage Aug 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-14-05-105.01 |
| Primary APN | 2-14-05-105.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,258 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,932 sqft (0.228 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 187422 |
|---|---|
| Street Address | 404 SALUDA ST |
| City | CHESNEE |
| State | SC |
| Zip | 29323-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A & B SOUTHWOOD SUR PB 175-651 PB 177-435 PB 182-907 |
| Legal Subdivision | SOUTHWOOD |
| Legal Lot Number | A,B |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | CHESNEE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 22303 |
Source: Spartanburg County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Aug 16, 2023 | Deed, Transfer |
| Jan 26, 2023 | Intrafamily Transfer, Transfer |
| Jun 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Jun 2, 2020 · Amount on Record |
| Deed Document Number | 202331475 |
| Deed Book / Page | 143A / 845 |
| Prior Transfer Date | Jan 19, 2023 |
| Prior Transfer Doc | 0000003146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | MIS |
| Name | Verified Name |
|---|---|
| Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Document Number | 0000012431 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 7185/779 |
| Instrument | 2026-12431 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1016 Months |
| Due | Nov 8, 2110 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 16, 2023 |
| Property Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Document Number | 0000031475 |
| Book / Page | 143-A / 845 |
| Map Reference | MB 182 PG 907 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-31475 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jan 26, 2023 |
| Property Address | 404 SALUDA ST, CHESNEE, SC 29323-1039 |
| Document Number | 0000003146 |
| Book / Page | 140-P / 23 |
| Map Reference | MB 182 PG 907 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023-03146 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 HOLSTON VALLEY CIR, INMAN, SC 29349-8670 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 2, 2020 |
| Property Address | SALUDA ST, CHESNEE, SC 29323 |
| Document Number | 0000022880 |
| Book / Page | 00128B / 000098 |
| Instrument Date | May 20, 2020 |
| Instrument | 22880 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 490 BLACKWELL DR INMAN SC 293499562, INMAN, SC 29349-9562 |
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Chesnee City |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,710.00 (+0.37%) | $9,600 (+1,753.28%) Land $880 Building $8,720 | $240,000 (+1,438.46%) Land $22,000 Building $218,000 |
| 2024 | $2,700.00 (+946.51%) | ||
| 2023 | $258.00 (+11.21%) | $518 (+15.11%) Land $518 | $15,600 (+108%) Land $15,600 |
| 2022 | $232.00 | $450 Land $450 | $7,500 Land $7,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010 |
|---|---|
| Water Source | Purchased surface water from SPARTANBURG WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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