404 Saint John Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 404 Saint John Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1970
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,465,000 (Nov 2022)
Tax Bill	$19,300 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`048-292-300`

Property Details

APN / Parcel Number

Primary APN	`048-292-300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 SAINT JOHN AVE
City	HALF MOON BAY
State	CA
Zip	94019-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 36 KEHOE ESTATES RSM 62/41 42
Legal Subdivision	KEHOE ESTATES
Legal Lot Number	36
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1010
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage LELAND STANFORD JUNIOR UNIVERSITY
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LELAND STANFORD JUNIOR UNIVERSITY
Nov 9, 2022	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 8, 2018	Grant Deed, Transfer GREENBOX LNS
Dec 29, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	202278263
Prior Transfer Date	Dec 17, 2007
Prior Transfer Doc	0000178021
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423

Mortgage

Document Number	0000078267
Date	Nov 9, 2022
Instrument	2022-078267

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423

Mortgage

Document Number	0000078266
Date	Nov 9, 2022
Instrument	2022-078266

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 9, 2022
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Document Number	0000078263
Map Reference	MB 62 PG 41&42
Instrument Date	Oct 26, 2022
Instrument	2022-078263
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,611.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423

Mortgage

Document Number	0000078264
Date	Nov 9, 2022
Instrument	2022-078264

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

Mortgage

Document Number	0000078265
Date	Nov 9, 2022
Instrument	2022-078265

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Government Agency
Address	STANFORD, CA 94305

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423

Mortgage

Document Number	0000016980
Date	Feb 25, 2022
Instrument	2022-016980

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 8, 2018
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Document Number	0000008788
Instrument Date	Jan 30, 2018
Instrument	8788
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAINT JOHN AVE HALF MOON BAY CA 940191423, HALF MOON BAY, CA 94019-1423

Mortgage

Document Number	8789
Date	Feb 8, 2018
Instrument	8789

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	3250 WILSHIRE BLVD # 1900, LOS ANGELES, CA 90010-1616

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Dec 29, 2017
Property Address	404 SAINT JOHN AVE, HALF MOON BAY, CA 94019-1423
Document Number	0000117811
Instrument Date	Dec 27, 2017
Instrument	117811
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	26530 PARKSIDE DR HAYWARD CA 945421633, HAYWARD, CA 94542-1633

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,554,669 (+2%) Land $955,087 Building $599,582
2025	$19,300.00 (+10.73%)	$1,524,186 (+4.04%) Land $936,360 Building $587,826
2023	$17,430.00 (+7.62%)	$1,465,000 Land $900,000 Building $565,000	$1,270,710
2022	$16,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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