Anne Arundel County property record for 404 Saddle Ridge Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,840 sqft · built 1987 |
| Lot Size | 0.301 acres (13,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,500 (May 1987) |
| Tax Bill | $7,771 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-405-90049533 |
| Primary APN | 06-405-90049533 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 3,468 sqft |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,126 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 40590049533 |
|---|---|
| Street Address | 404 SADDLE RIDGE RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 72 SC II HUNT MEADOW SC II |
| Legal Subdivision | HUNT MEADOW SC II |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 SADDLE RIDGE RD, ANNAPOLIS, MD 21403-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1987 · Amount on Record |
| Deed Sale | May 15, 1987 · Amount on Record |
| Deed Book / Page | 4354 / 101 |
| Record Updated | Oct 29, 2026 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,200 (+17.57%) Land $256,900 Building $396,300 | $653,200 (+17.57%) Land $256,900 Building $396,300 | |
| 2025 | $7,771.00 (+8.94%) | ||
| 2023 | $7,133.00 Homeowner's exemption | $555,600 Land $256,900 Building $298,700 | $555,600 Land $256,900 Building $298,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2006–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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