404 S West St, Cherry, IL 61317 Property Records

Bureau County property record for 404 S West St, Cherry, IL 61317

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2021)
Tax Bill	$4,388 (2025)
Deeds & Mortgages	May 2026 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-27-458-002`

Property Details

APN / Parcel Number

Primary APN	`12-27-458-002`
Alternative APN	`708A`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Account Number	1227458002
Street Address	404 S WEST ST
City	CHERRY
State	IL
Zip	61317-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY-NEUMANS FIRST ADD. L 3 & 6 BLK 19 D 21-0201 100X130
Legal Range	11
Legal Township	17
Legal Section	27
Legal Subdivision	NEUMANS
Legal Block	19
Legal Lot Number	3,6
Jurisdiction	BUREAU IL
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4047
Census Tract	964700

Owner

Source: Bureau County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 S WEST ST, CHERRY, IL 61317-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer COVIUS SETTLEMENT SERVICES LLC
Jan 19, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2021201
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	2021R00201
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	May 27, 2026
Property Address	404 S WEST ST, CHERRY, IL 61317-1105
Document Number	2026R01789
Instrument Date	Apr 11, 2026
Instrument	20261789
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S WEST ST, CHERRY, IL 61317-1105

January 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Jan 19, 2021
Property Address	404 S WEST ST, CHERRY, IL 61317-1105
Document Number	2021R00201
Instrument Date	Dec 28, 2020
Instrument	2021R00201
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 S WEST ST, CHERRY, IL 61317-1105

Mortgage

Document Number	2021R00202
Date	Jan 19, 2021
Instrument	2021R00202

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Westfield Township
Municipality	Cherry Village
Elementary School District	Dimmick Community Consolidated School District 175 (PK - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (+6.95%) Homeowner's exemption	$61,749 (+6.37%) Land $2,677 Building $59,072	$185,247 (+6.37%) Land $8,031 Building $177,216
2024	$4,103.00 (+4.35%)	$58,051 (+7.35%) Land $2,517 Building $55,534	$174,153 (+7.35%) Land $7,551 Building $166,602
2023		$54,077 Land $2,345 Building $51,732	$162,231 Land $7,035 Building $155,196
2022	$3,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY serves 490 people · EPA ID IL0110200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	14 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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