404 S Sutherland Ave, Monroe, NC 28112 Property Records

Union County property record for 404 S Sutherland Ave, Monroe, NC 28112 · Last verified July 2026

Property Highlights

Property TypeCommercial > Office > Medical Building
Year BuiltBuilt 1964
Square Footage9,138 sqft Total Area
Lot Size33,236 sqft (0.763 acres)
Tax Bill$13,207.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-194-137

Interior

Building Area9,138 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof MaterialWood Roof
Lot Area33,236 sqft (0.763 acres)
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address404 S SUTHERLAND AVE
CityMONROE
StateNC
Zip28112-5060
Property UsageCommercial Property Usage
TypeCommercial > Office > Medical Building
Legal DescriptionSUTHERLAND AVE 404 S SUTHERLAND AVENUE
Legal SubdivisionOLIN SIKES
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup1
Census Block1022
Census Tract20602

Owner

Source: Union County records · APN 09-194-137

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
OPTUS BANK
May 11, 2022Deed of Trust, Mortgage · Line of Credit
OPTUS BANK
Nov 29, 2018Deed of Trust, Mortgage
PRECISION PRACTICE MGMT INC
Jan 06, 2017Deed of Trust, Mortgage · Line of Credit
HAPPY ROCK MERCHANT SOLUTIONS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 23, 1998
Transfer Doc0000055175
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008579879
DateSep 27, 2022
Book Page8579/879
Instrument33716
Lender
NameOPTUS BANK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueAug 29, 2023
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCOLUMBIA

Mortgage

Document Number0008475564
DateMay 11, 2022
Book Page8475/564
Instrument17359
Lender
NameOPTUS BANK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 10, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Document Number7296599
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 S SUTHERLAND AVE MONROE NC 281125060, MONROE, NC 28112-5060

Mortgage

Document Number7296599
DateJan 10, 2019
Book Page007296/000599
Instrument677
Lender
NamePRECISION PRACTICE MGMT INC
Address9300 CLAYTON RD, ST LOUIS, MO 63124-1512
Agreement
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Document Number6858146
Book / Page006858 / 000146
Instrument DateJan 06, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 S SUTHERLAND AVE MONROE NC 281125060, MONROE, NC 28112-5060

Mortgage

Document Number6858146
DateJan 12, 2017
Book Page006858/000146
Instrument857
Lender
NameHAPPY ROCK MERCHANT SOLUTIONS
Address149 W 36TH ST # 12TH, NEW YORK, NY 10018-6905
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 11, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,207.00 (-8.9%)$1,510,800 (+13.65%) Land $128,600 Building $1,382,200$1,510,800 (+13.65%) Land $128,600 Building $1,382,200
2023$14,497.00$1,329,400 Land $151,100 Building $1,178,300$1,329,400 Land $151,100 Building $1,178,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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