Bureau County property record for 404 S Spalding St, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1945 |
| Lot Size | 0.147 acres (6,419 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Sep 2026) |
| Tax Bill | $2,097 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-483-006 |
| Primary APN | 18-34-483-006 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 6,419 sqft (0.147 acres) |
| Account Number | 1834483006 |
|---|---|
| Street Address | 404 S SPALDING ST |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-DALZELLS THIRD ADD. L 1 BLK 72 D 2025R00390 LIFE USE |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | DALZELLS THIRD ADD |
| Legal Block | 72 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 965200 |
404 S Spalding St is owned and occupied by an individual who bought it in September 2026.
Source: Bureau County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 ROOSEVELT AVE, KEWANEE, IL 61443-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Deed Document Number | 20263330 |
| Prior Transfer Date | Jan 30, 2025 |
| Prior Transfer Doc | 2025R00390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 404 S SPALDING ST, SPRING VALLEY, IL 61362-2028 |
| Document Number | 0000003330 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20263330 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 ROOSEVELT AVE, KEWANEE, IL 61443-2922 |
| Document Number | 0000003331, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20263331 |
| Name | CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 404 S Spalding St was $2,097 with a homeowner's exemption.
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,097.00 | $32,322 Land $3,539 Building $28,783 | $96,966 Land $10,617 Building $86,349 |
| 2023 | $27,919 Land $3,057 Building $24,862 | $83,757 Land $9,171 Building $74,586 | |
| 2022 | $1,712.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 S Spalding St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1982–1985) |
| Most Recent Claim | Mar 1985 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 S Spalding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Services Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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