404 S Savage St, Whitewright, TX 75491 Property Records

Grayson County property record for 404 S Savage St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	2,549 sqft · built 2008
Lot Size	1.25 acres (54,494 sqft)
Owner	Individual Name on Record
Tax Bill	$8,993 (2024)
Deeds & Mortgages	May 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X003 076813603`

Property Details

APN / Parcel Number

Primary APN	`X003 076813603`
Alternative APN	`253086`

Interior

Building Area	2,549 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,549 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Lot Area	54,494 sqft (1.25 acres)
Garage Type	Mixed
Garage Area	635 sqft
Carport	Carport
Carport Area	800 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	458 sqft
Utility Building	1,200 sqft

Location & Zoning

Account Number	253086
Street Address	404 S SAVAGE ST
City	WHITEWRIGHT
State	TX
Zip	75491-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0768 MCDANIEL GRANGER A-G0768, ACRES 1.251
Legal Subdivision	MCDANIEL GRANGER A-G0768
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2016
Census Tract	102

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Aug 11, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021
Deed Sale	Aug 11, 2021
Prior Sale	Apr 26, 2005
Deed Document Number	2021-00027092
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419

Mortgage

Document Number	0000016083
Date	May 17, 2021
Instrument	2021-00016083

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 11, 2021
Property Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419
Document Number	0000027092
Map Reference	VOL 3847 PG 485
Instrument Date	Aug 10, 2021
Instrument	2021-00027092
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419

Mortgage

Document Number	0000027093
Date	Aug 11, 2021
Instrument	2021-00027093

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	404 S SAVAGE ST, WHITEWRIGHT, TX 75491-2419
Document Number	0000016844
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 S SAVAGE ST WHITEWRIGHT TX 75491, WHITEWRIGHT, TX 75491

Mortgage

Document Number	0000016844
Date	Jul 7, 2020
Instrument	16844

Lender

Name	FIRST UNITED BK
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$542,547 (-4.11%) Land $103,538 Building $439,009	$542,547 (-4.11%) Land $103,538 Building $439,009
2024	$8,993.00 (-23.11%)
2023		$565,795 Land $115,849 Building $449,946	$565,795 Land $115,849 Building $449,946
2022	$11,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

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