Wicomico County property record for 404 S Memorial Dr, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1993 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,999 (Sep 2023) |
| Tax Bill | $1,646 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-002668 |
| Primary APN | 11-002668 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,200 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 002668 |
|---|---|
| Street Address | 404 S MEMORIAL DR |
| City | DELMAR |
| State | MD |
| Zip | 21875-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2 LOTS 16,200SQ FT 404 MEMORIAL DRIVE DELMAR |
| Legal Lot Number | 16 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 11, DELMAR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10703 |
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Sep 1, 2023 | Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Jul 22, 2021 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Jul 22, 2021 · Amount on Record |
| Deed Book / Page | 5294 / 1 |
| Transfer Doc | 0000943978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 5741000482 |
| Book / Page | 5741 / 482 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 5741000482, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5741/482 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 1, 2023 |
| Property Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 0052940001 |
| Book / Page | 5294 / 1 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 0052940007 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 5294-0007 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jul 22, 2021 |
| Property Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 0049040257 |
| Book / Page | 4904 / 257 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 S MEMORIAL DR, DELMAR, MD 21875-1533 |
| Document Number | 0004904268 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 4904/268 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,300 (+11.76%) Land $33,000 Building $159,300 | $192,300 (-) Land $33,000 Building $159,300 | |
| 2025 | $1,646.00 (+25.46%) | $172,067 (+30.75%) | $192,300 (+46.12%) Land $33,000 Building $159,300 |
| 2023 | $1,312.00 | $131,600 Land $33,000 Building $98,600 | $131,600 Land $33,000 Building $98,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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