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404 S Main St, Winter Garden, FL 34787 Property Records

Orange County property record for 404 S Main St, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,335 sqft · built 1928
Lot Size0.287 acres (12,494 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jun 2018)
Tax Bill$6,063 (2025)
Deeds & MortgagesDec 2018 Sale
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN23-22-27-2888-11-073

Property Details

APN / Parcel Number

Primary APN23-22-27-2888-11-073
Alternative APNs
  • 272223288811073
  • 119252
  • 120035
  • 121418

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,335 sqft Living Area
Gross Area1,436 sqft
1st Floor Area1,216 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,494 sqft (0.287 acres)
PorchSlab
Porch Area220 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address404 S MAIN ST
CityWINTER GARDEN
StateFL
Zip34787-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionFRIES PLAT OF WINTER GARDEN E/16 E 142.40 FT OF N 77 FT OF L OT 7 & E 142.40 FT OF S 10 FT OF LOT 6 BLK K
Legal Range27E
Legal Township22S
Legal Section23
Legal SubdivisionFRIES SURVEY OF WINTER GARDEN
Legal Tract2888
Legal BlockK
Legal Lot Number7
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1059
Census Tract17302

Owner

404 S Main St is owned by two individuals who bought it in June 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address3889 SW SAINT LUCIE SHORES DR, PALM CITY, FL 34990-3835
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jun 18, 2018Deed of Trust, Transfer · Conventional Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018 · Amount on File
Deed SaleJun 19, 2018 · Amount on File
Prior SaleDec 6, 1995 · Amount on File
Deed Document Number2018359928
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 20, 2018
Property Address404 S MAIN ST, WINTER GARDEN, FL 34787-3533
Document Number0000738374
Instrument DateDec 20, 2018
Instrument738374
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 884 OAKLAND FL 347600884, OAKLAND, FL 34760-0884

June 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address404 S MAIN ST, WINTER GARDEN, FL 34787-3533
Document Number0000359929
Instrument DateJun 18, 2018
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3889 SW SAINT LUCIE SHORES DR PALM CITY FL 349903835, PALM CITY, FL 34990-3835

Mortgage

Document Number0000359929
DateJun 19, 2018
Instrument359929
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 S Main St was $6,063, up 7.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,522 (+1%)$464,625 (-0.66%) Land $281,115 Building $183,510
2025$6,063.00 (+7.56%)$309,565$467,695 Land $281,115 Building $186,580
2024$5,637.00 (-4.33%)
2023$5,892.00 (+41.74%)$539,601 (+79.11%) Land $374,820 Building $164,781$539,601 (+79.11%) Land $374,820 Building $164,781
2022$4,157.00$301,271 Land $162,422 Building $138,849$301,271 Land $162,422 Building $138,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.

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