404 S Main St, Point Marion, PA 15474 Property Records

Fayette County property record for 404 S Main St, Point Marion, PA 15474

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,686 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jun 2020)
Tax Bill	$1,046 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-02-0404`

Property Details

APN / Parcel Number

Primary APN	`29-02-0404`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
1st Floor Area	588 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 S MAIN ST
City	POINT MARION
State	PA
Zip	15474-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 173-176 R1
Legal Subdivision	BOWMAN ADDITIO TO POINT MARION
Legal Lot Number	173-176
Jurisdiction	FAYETTE PA
Township / Civil Division	POINT MARION
Census Block Group	4
Census Block	4005
Census Tract	263100

Owner

404 S Main St is owned and occupied by an individual who bought it in June 2020.

Source: Fayette County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	404 S MAIN ST, POINT MARION, PA 15474-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed, Transfer · FHA Mortgage WESBANCO BANK INC
Aug 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Jan 20, 2009 · Amount on File
Deed Document Number	20205252
Deed Book / Page	3438 / 54
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Jun 16, 2020
Property Address	404 S MAIN ST, POINT MARION, PA 15474-1130
Document Number	0003438/54
Book / Page	3438 / 54
Map Reference	VOL 1 PG 93
Instrument Date	May 29, 2020
Instrument	202000005252
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S MAIN ST, POINT MARION, PA 15474-1130

Mortgage

Document Number	202000005253
Date	Jun 16, 2020
Instrument	202000005253

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	404 S MAIN ST, POINT MARION, PA 15474-1130
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3348/2457
Date	Aug 25, 2017
Book Page	3348/2457
Instrument	201700009029

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	WAYNESBURG, PA 15370

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 404 S Main St was $1,046, up 107.5% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Point Marion Borough
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,046.00 (+107.54%)	$17,840 Land $2,700 Building $15,140
2025	$504.00 (+6.33%)
2024	$474.00	$17,840 (-) Land $2,700 Building $15,140
2023		$17,840 Land $2,700 Building $15,140
2022	$949.00
2003			$35,680 Land $5,400 Building $30,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	33 (1978–2011)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Jan 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims Severe Winter Storms, Feb 1994 · 2 claims Severe Storms & Flooding, Nov 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT MARION BORO serves 1,110 people · EPA ID PA5260017
Water Source	Surface water
Last State Inspection	Feb 2026

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity resolved · Oct 2024 Haloacetic acids resolved · Jan 2020 Treatment failure resolved · Sep 2019
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Feb 2022 Coliform assessment Sep 2019 Organic carbon removal Oct 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL, VITALink.

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