404 S Main St, Davison, MI 48423 Property Records

Genesee County property record for 404 S Main St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1941
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2017)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-10-553-004`

Property Details

APN / Parcel Number

Primary APN	`52-10-553-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 S MAIN ST
City	DAVISON
State	MI
Zip	48423-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 EASTWOODS ADDITION TO THE VILLAGE OF DAVISON
Legal Subdivision	EASTWOODS ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2009
Census Tract	11711

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 S MAIN ST, DAVISON, MI 48423-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional with PMI ELGA CU
Sep 28, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Mar 29, 2004 · Amount on Record
Deed Document Number	201762514
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	404 S MAIN ST, DAVISON, MI 48423-1608
Document Number	0000043526
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	404 S MAIN ST DAVISON MI 484231608, DAVISON, MI 48423-1608

Mortgage

Document Number	0000043526
Date	Jul 7, 2020
Instrument	43526

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 28, 2017
Property Address	404 S MAIN ST, DAVISON, MI 48423-1608
Document Number	201709280062514
Map Reference	LB1 PG36
Instrument Date	Aug 18, 2017
Instrument	201709280062514
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11457 LAPEER RD, 11457, DAVISON, MI 48423-8184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 JEFFERSON AVE, DAVISON, MI 48423-2615

Mortgage

Document Number	201709280062515
Date	Sep 28, 2017
Instrument	201709280062515

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,000 (+12.41%) Land $9,400 Building $86,600	$192,000 (+12.41%) Land $18,800 Building $173,200
2025	$3,341.00 (+2.39%) Homeowner's exemption	$85,400 (+14.63%)	$170,800 (+14.63%)
2024	$3,263.00 (+200.18%)
2023		$74,500	$149,000
2021	$1,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–1985)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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