404 S Jefferson St, Camp Point, IL 62320 Property Records

Adams County property record for 404 S Jefferson St, Camp Point, IL 62320

Property Summary

Property TypeCommercial
Lot Size0.57 acres (24,908 sqft)
OwnerIndividual Name on Record
Last Sale$7,000 (Aug 2021)
Tax Bill$178 (2024)
Deeds & MortgagesJun 2026 Construction Loan
Feb 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN030096300000

Property Details

APN / Parcel Number

Primary APN030096300000

Exterior

Lot Area24,908 sqft (0.57 acres)

Location & Zoning

Street Address404 S JEFFERSON ST
CityCAMP POINT
StateIL
Zip62320
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSW SEC 26 1N6W CORP LANDS W 2/3 LOT 3 S OF RR R/W PT SW SEC 26 & S 1/2 OF RR ADJ ON N
Legal Range06W
Legal Township01N
Legal Section26
Legal Lot Number3
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3032
Census Tract10200

Owner

Source: Adams County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2024 E 1800TH ST, COATSBURG, IL 62325-2018
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Construction Mortgage
TOWN AND COUNTRY BANK MIDWEST
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
TOWN & COUNTRY BANK
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
COUNTY OF ADAMS
Aug 31, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Deed Document Number20218331
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Recording DateJun 5, 2026
Property Address404 S JEFFERSON ST, CAMP POINT, IL 62320
Document Number0000003276
Instrument DateMay 29, 2026
Instrument20263276
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003276,
DateJun 5, 2026
Instrument20263276
Lender
NameTOWN AND COUNTRY BANK MIDWEST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 29, 2027
Interest
Rate6.3%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address404 S JEFFERSON ST, CAMP POINT, IL 62320
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026R00743
DateFeb 13, 2026
Instrument2026R-00743
Lender
NameTOWN & COUNTRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 13, 2027

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address404 S JEFFERSON ST, CAMP POINT, IL 62320
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R06862
DateNov 13, 2025
Instrument2025R-06862
Lender
NameCOUNTY OF ADAMS
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 12, 2030

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateAug 31, 2021
Property Address404 S JEFFERSON ST, CAMP POINT, IL 62320
Document Number2021R08331
Instrument DateAug 31, 2021
Instrument2021R-08331
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

AmountAmount Recorded
Tax$10.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 E 1800TH ST, COATSBURG, IL 62325-2018

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,850 (+22.32%) Land $2,370 Building $480$8,550 (+22.32%) Land $7,110 Building $1,440
2024$178.00 (+15.58%)
2022$2,330 Land $1,940 Building $390$6,990 Land $5,820 Building $1,170
2021$154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500
T-Mobile
Fixed Wireless
100 / 20

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