Davis County property record for 404 S Howard St, Bloomfield, IA 52537
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 672 sqft · built 1955 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Nov 2025) |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Line of Credit Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01012020 |
| Primary APN | 01012020 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 75 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 404 S HOWARD ST |
|---|---|
| City | BLOOMFIELD |
| State | IA |
| Zip | 52537-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN S 1/2 LOT 1 BLOCK 44 |
| Legal Subdivision | CITY OF BLOOMFIELD |
| Legal Block | 44 |
| Legal Lot Number | 1 |
| Jurisdiction | DAVIS IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 80100 |
Source: Davis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 106 S MADISON ST, BLOOMFIELD, IA 52537-1620 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer · Line of Credit IOWA STATE BANK & TRUST CO |
| Aug 21, 2017 | Deed of Trust, Mortgage RHTF AHEAD |
| Apr 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Apr 13, 2023 · Amount on Record |
| Deed Document Number | 20251660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS IA |
| Recording Date | Nov 14, 2025 |
| Property Address | 404 S HOWARD ST, BLOOMFIELD, IA 52537-1933 |
| Document Number | 0020251660 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025-1660 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 S MADISON ST, BLOOMFIELD, IA 52537-1620 |
| Investor | Possibly a Property Investor |
| Document Number | 0020251720 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-1720 |
| Name | IOWA STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 404 S HOWARD ST, BLOOMFIELD, IA 52537-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00210/0197 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 0210/0197 |
| Instrument | 2017 1007 |
| Name | RHTF AHEAD |
|---|---|
| Type | Private Party |
| Address | PO BOX 1110, OTTUMWA, IA 52501 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS IA |
| Recording Date | Apr 13, 2023 |
| Property Address | 404 S HOWARD ST, BLOOMFIELD, IA 52537-1933 |
| Document Number | 0020230369 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023-0369 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 S HOWARD ST, BLOOMFIELD, IA 52537-1933 |
| Document Number | 0020230370 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023-0370 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2053 |
Source: Davis County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Davis County |
| Municipality | Bloomfield City |
| Unified School District | Davis County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,330 (-) Land $6,220 Building $46,110 | $52,330 (-) Land $6,220 Building $46,110 | |
| 2025 | $884.00 (-21.35%) | $52,330 (+8.32%) Land $6,220 Building $46,110 | $52,330 (+8.32%) Land $6,220 Building $46,110 |
| 2024 | $1,124.00 (+37.75%) | ||
| 2023 | $48,310 (+17.29%) Land $6,220 Building $42,090 | $48,310 (+17.29%) Land $6,220 Building $42,090 | |
| 2022 | $816.00 (+82.96%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $41,190 Land $5,910 Building $35,280 | |
| 2021 | $446.00 | $41,190 Land $5,910 Building $35,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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