404 S Grove St, Normal, IL 61761 Property Records

McLean County property record for 404 S Grove St, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1920
Lot Size0.19 acres (8,260 sqft)
OwnerIndividual Name on Record
Last Sale$94,000 (Mar 2006)
Tax Bill$3,230 (2024)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN14-29-476-003

Property Details

APN / Parcel Number

Primary APN14-29-476-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,260 sqft (0.19 acres)
Lot Dimensions140 ft deep x 59 ft wide
Garage Area528 sqft
PorchOpen Frame Porch
Patio Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address404 S GROVE ST
CityNORMAL
StateIL
Zip61761-2838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionOAKDLAE HEIGHTS (EX N58) LOT 1
Legal Range02E
Legal Township24N
Legal Section29
Legal SubdivisionOAKDLAE HEIGHTS
Legal Lot Number1
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group2
Census Block2016
Census Tract301

Owner

Source: McLean County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 S GROVE ST, NORMAL, IL 61761-2838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2006 · Amount on Record
Deed SaleMar 7, 2006 · Amount on Record
Deed Document Number20065468
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateSep 18, 2026
Property Address404 S GROVE ST, NORMAL, IL 61761-2838
Document Number0000014078
Instrument DateAug 24, 2026
Instrument202614078
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address404 S GROVE ST, NORMAL, IL 61761-2838

Mortgage

Document Number0000014078,
DateSep 18, 2026
Instrument202614078
Lender
NameCEFCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,425 (+21.89%) Land $11,573 Building $43,852$166,275 (+21.89%) Land $34,719 Building $131,556
2024$3,230.00 (+25.49%)
2023$2,574.00$45,473 Land $9,495 Building $35,978$136,419 Land $28,485 Building $107,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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