404 S Elgin Ct, Charleston, SC 29414 Property Records

Charleston County property record for 404 S Elgin Ct, Charleston, SC 29414

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,320 sqft · built 2004
Lot Size	21 acres (917,853 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Apr 2015)
Tax Bill	$947 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-00-00-374`

Property Details

APN / Parcel Number

Primary APN	`301-00-00-374`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	917,853 sqft (21 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	404 S ELGIN CT
City	CHARLESTON
State	SC
Zip	29414-9096
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -GRAND OAKS AT GROVE PARK HPR DESCRIPTION -UNIT 404 SITE NAME -GROVE PARK CONDOMINIUMS
Legal Subdivision	GRAND OAKS AT GROVE PARK HPR
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2014
Census Tract	5702

Owner

404 S Elgin Ct, a condominium, is owned and occupied by an individual who bought it in April 2015.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	404 S ELGIN CT, CHARLESTON, SC 29414-9096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	May 21, 2004 · Amount on File
Deed Book / Page	470 / 998
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	404 S ELGIN CT, CHARLESTON, SC 29414-9096
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013330982
Date	Aug 28, 2025
Book Page	1333/982

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	404 S ELGIN CT, CHARLESTON, SC 29414-9096
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010520765
Date	Nov 16, 2021
Book Page	1052/765

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	404 S ELGIN CT, CHARLESTON, SC 29414-9096
Document Number	0773/0011
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	ALTA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S ELGIN CT #404 CHARLESTON SC 294149096, 404, CHARLESTON, SC 29414-9096

Mortgage

Document Number	0773/0011
Date	Jan 18, 2019
Book Page	000773/000011

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 S Elgin Ct was $947, up 26.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00 (+26.6%)	$197,052 (+3,962.93%) Land $49,263 Building $147,789	$295,000 Land $73,300 Building $221,700
2024	$748.00	$4,850
2022	$666.00	$4,850	$180,400 Land $45,100 Building $135,300
2020			$180,400 Land $45,100 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 S Elgin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S Elgin Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

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