404 S Central Valley Dr, Central Point, OR 97502 Property Records

Jackson County property record for 404 S Central Valley Dr, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Nov 2020)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`372W10AC4500`

Property Details

APN / Parcel Number

Primary APN	`372W10AC4500`
Alternative APNs	`372W10AC04500` `10144566`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	160 sqft
Deck Area	504 sqft
Patio Area	504 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 S CENTRAL VALLEY DR
City	CENTRAL POINT
State	OR
Zip	97502-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	1
Legal Subdivision	CENTRAL VALLEY 03
Legal Block	3
Legal Lot Number	20
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

404 S Central Valley Dr is owned and occupied by an individual who bought it in November 2020.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	404 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Feb 17, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	202042641
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 12, 2020
Property Address	404 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1512
Document Number	0000042641
Map Reference	VOL 10 PG 36
Instrument Date	Nov 4, 2020
Instrument	2020-042641
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1512

Mortgage

Document Number	0000042642
Date	Nov 12, 2020
Instrument	2020-042642

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	404 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1512
Document Number	0000030560
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S CENTRAL VALLEY DR CENTRAL POINT OR 975021512, CENTRAL POINT, OR 97502-1512

Mortgage

Document Number	0000030560
Date	Oct 1, 2018
Instrument	30560

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 17, 2017
Property Address	404 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1512
Document Number	0000005534
Instrument Date	Feb 16, 2017
Instrument	5534
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S CENTRAL VALLEY DR CENTRAL POINT OR 975021512, CENTRAL POINT, OR 97502-1512

Tax Assessment & Valuation

The 2025 property tax bill for 404 S Central Valley Dr was $2,960, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,910 (+3%)	$326,260 (-2.64%) Land $159,840 Building $166,420
2025	$2,960.00 (+2.49%)	$173,700 (+2.99%) Land $81,860 Building $91,840	$335,100 (+7.18%) Land $158,800 Building $176,300
2024	$2,888.00 (+3.33%)	$168,650 (+3%) Land $79,480 Building $89,170	$312,650 (+13.84%) Land $154,000 Building $158,650
2023	$2,795.00 (+2.38%)	$163,740 (+2.99%) Land $77,170 Building $86,570	$274,650 (-14.63%) Land $143,350 Building $131,300
2022	$2,730.00	$158,980 Land $74,930 Building $84,050	$321,710 Land $124,730 Building $196,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 S Central Valley Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 S Central Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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