Mobile County property record for 404 S Cedar St, Mobile, AL 36603
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,531 sqft · built 1972 |
| Lot Size | 0.17 acres (7,404 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $380 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | R022906390002144 |
| Primary APN | R022906390002144 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,404 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 518 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 727182 |
|---|---|
| Street Address | 404 S CEDAR ST |
| City | MOBILE |
| State | AL |
| Zip | 36603-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 21-D CTL TEXAS ST AREA UNIT 4 MAP 1 MBK 20 P 116 #SEC 39 T4S R1W #MP29 06 39 0 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | CENTRAL TEXAS TWO |
| Legal Lot Number | 8 |
| Legal Unit | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
404 S Cedar St is owned and occupied by an individual.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 S CEDAR ST, MOBILE, AL 36603-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 404 S CEDAR ST, MOBILE, AL 36603-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035465 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019035465 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 404 S Cedar St was $380 with exemptions applied.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 Homeowner's exemption Senior Citizen's exemption | $7,400 Land $640 Building $6,760 | $74,000 Land $6,400 Building $67,600 |
| 2023 | $412.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $7,770 Land $970 Building $6,800 | $77,700 Land $9,700 Building $68,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 S Cedar St in Zone X, an area of moderate flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 49 (1979–2014) |
| Claims Outside the SFHA | 42 of 49 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 404 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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